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phildoyle.com
PHIL DOYLE
capital strategies since 1988
How's your business?
responsible straight-forward ethical business practices that put people first
SBA Paycheck Protection Program
1.0% two years $10M max 2.5 times payroll
Application Please call first for current instructions. (775) 505-4595
Paycheck Protection Program OverviewThe Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. The Paycheck Protection Program will be available through June 30, 2020. Funds are provided in the form of loans that will be fully forgiven when used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 75% of the forgiven amount must have been used for payroll). Loan payments will also be deferred for six months. No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees. Who Can ApplyThis program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by coronavirus/COVID-19. Businesses in certain industries may have more than 500 employees if they meet the SBA’s size standards for those industries. Small businesses in the hospitality and food industry with more than one location could also be eligible at the store and location level if the store employs less than 500 workers. This means each store location could be eligible. How to ApplyYou can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program. Lenders may begin processing loan applications as soon as April 3, 2020. Loan Details and ForgivenessThe loan will be fully forgiven if the funds are used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 75% of the forgiven amount must have been used for payroll). Loan payments will also be deferred for six months. No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees. Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels. Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease. This loan has a maturity of 2 years and an interest rate of 1.0%.
Hello Business Owner,
We
have all kinds of money including
SBA (7a) loans, term loans, lines of credit, and short term
A Finance Performance Inspection is three fast questions:
Customer Payments
—smart point-of-sale tools deliver insights, security and
efficiency
Customer Financing
—easy as more customers apply and get approved on their
phones
I do not
advertise products or services. I am not a reseller.
I
do not charge fees.
Phil Doyle
responsible straight-forward ethical business practices
that put people first
Nearly
half of business owners say innovation
responsible straight-forward ethical business practices
that put people first
Business Finance Business Loans • Customer Payments • Customer Financing
Finance Performance Tune-Up
Some businesses boost revenue without spending money because
innovative capital strategies since 1988
         
- examples only- Business Loans - not available from traditional sources -
- examples only - * Interest rate depends on loan term and the applicant's credit and financial profile.
Quick SBA Business Loans
Why take out a SBA business loan?It’s tough to beat the low cost rates and long repayment terms of a working capital SBA loan. However, the traditional process of applying directly at a bank can be quite cumbersome and often results in a 'no'. We changed that. We make it easy for you to apply for a working capital SBA loan and our online marketplace helps get you to a 'yes' because we match your business with the lender most likely to fund your loan. You can use the funds in a variety of ways:
Pre-qualify Without Impacting your CreditPre-qualify in as little as 5 minutes without impacting your credit score! Simply provide basic information online and we’ll automatically tell you if you pre-qualify for a working capital SBA loan from $30,000 to $350,000.
Consolidate or Refinance
Why Refinance with a SBA loan?Refinancing existing debt with a low-cost SBA consolidation loan is an important step to take if you want to expand and save big. Large or frequent payments can make it difficult to run day-to-day business operations. Additional funds may be used for working capital to help your business expand. SBA debt consolidation loans can be used to refinance:
Pre-qualify Without Impacting your CreditPre-qualify in as little as 5 minutes without impacting your credit score! Simply provide basic information online and we’ll automatically tell you if you pre-qualify for a working capital SBA loan from $30,000 to $350,000.
SBA Commercial Real Estate Loans
Purchase or Refinance Commercial Real EstateWith 25-year terms and interest rates ranging from 6.25% to 7.50%*, SBA 7(a) loans are a great option for small businesses looking to refinance an existing commercial real estate mortgage, buy an office building or other owner-occupied commercial space. The rent replacement option with minimal down payment, offered by our preferred SBA lending banks, lets you keep more of your cash to invest in growing your business.
Pre-qualify for an SBA 7(a) Commercial Real Estate LoanPre-qualify in as little as 5 minutes without impacting your credit score. Simply provide basic information online and we’ll automatically tell you if you prequalify for an SBA commercial real estate loan from $500,000 to $5 million.
- not available from traditional sources - - examples- Short Term Money flexible terms and repayment options
responsible straight-forward ethical business practices
that put people first
- not available from traditional resellers - - examples only - Customer Payments Customer payments with reliable low-cost point-of-sale business tools for inventory management, pricing & discounts, sales tax & reports, employee management, and a robust remote office from any browser with powerful reporting for smarter decisions to make your business run better for efficient growth ...and free up time
Everything changed because of finance tech for security, service,
and cost. Special Report Reliable Point-of-Sale Tools SmallBusinessReports.org/POStools.html
- examples only -
- examples only -
SOURCE: SmallBusinessReports.org
- examples only -
responsible straight-forward ethical business practices
that put people first
examples only Customer Financing not available from traditional sources
Smart point-of-sale customer financing boosts revenue
this professional resume website does not advertise products or sell services -- no fees
Investing in Main Street Act of 2019
"I support two bills in the US Senate, S.
1994 and HR. 116,
click here for Special Report
PHIL DOYLE capital strategies since 1988 phildoyle.com (775) 300-7584 responsible straight-forward ethical business practices that put people first
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