Phil Doyle business finance

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phildoyle.com

(415) 484-8661

PHIL DOYLE
business finance

capital strategies since 1988

How's your business?

Nearly half of business owners say innovation
is critical to staying competitive.
—Small Business Reports

More businesses recognize that they must embrace innovation
to attract and retain customers ...and grow.

Customer Financing • Customer Payments
SBA Business Loans • Bank Term Loans
Short Term Working Capital
SBA Commercial Real Estate Loans

responsible straight-forward ethical business practices that put people first

this professional resume website does not advertise products or sell services -- no fees

Hello Business Owner,
I am a finance mechanic. My grandpa was a motor mechanic. He invented a machine
to clean spark plugs, and he taught me how to tune my Briggs & Stratton go-kart.

I have a business finance agency and thirty years in business lending, customer
payments, and customer financing. In the past year, several events caused a major shift
in finance sources away from resellers, and it could be good for your business.

I represent the new sources in all three areas of business finance. They are not the
familiar names after multi-billion-dollar mergers. They eliminate the need for resellers,
cut costs, and provide businesses with superior service, security, and tools.

Boost revenue and accelerate performance —without spending money— with the right
finance sources properly aligned. Compare now and tune-up security, costs, and service.

A Finance Performance Inspection is three fast questions:

Business Lending —quick SBA loans, bank term loans, short-term working capital
1. How much money could you use for expansion, operations, or refinancing?

Customer Payments —smart point-of-sale tools deliver insights, security and efficiency
2. How long have you been with your payment services provider?

Customer Financing —easy ...customers apply and get approved on their phones
3. What percent of your sales is from customer financing?

Small Business Reports SmallBusinessReports.org

Do you have someone you trust—who does not cost money—to help steer
all your business finance in the same direction, driving growth?

Nearly half of business owners say innovation is critical for staying competitive.
And falling behind today can cost lost business from loss of customer trust.

I do not advertise products or services. I am not a reseller. I do not charge fees.

How's your business? Can you talk to compare finance sources?

Phil Doyle
business finance
capital strategies since 1988

(415) 484-8661
phildoyle.com

responsible straight-forward ethical business practices that put people first
this professional resume website does not advertise products or sell services -- no fees

Business Finance

Business Lending • Customer Payments • Customer Financing

Finance Performance Tune-Up

Businesses boost revenue 20% to 30% without spending money because
they have the right finance sources aligned and tuned as one high-performance
precision machine, like a three-cylinder finance engine for growth.

innovative capital strategies since 1988

Short Term Working Capital
Customer Financing: Customers Apply and Get Approved on their Phones
Customer Payments with Smart Point-of-Sale Business Tools
SBA Business Loans & Bank Term Loans
SBA Commercial Real Estate Loans

responsible straight-forward ethical business practices that put people first
this professional resume website does not advertise products or sell services -- no fees

examples only

Customer Financing

not available from traditional sources

Smart point-of-sale customer financing boosts revenue

SOURCE: SmallBusinessReports.org

this professional resume website does not advertise products or sell services -- no fees

- examples only-

Business Lending

- not available from traditional sources -

- examples only -

non-SBA bank term loan
$30,000 to $200,000 loan amounts
2 to 5 years repayment terms
Fixed interest rate from 5.99% to 24.99%*
Monthly repayments
No pre-payment penalties

* Interest rate depends on loan term and the applicant's credit and financial profile.

Quick SBA Business Loans

Why take out a SBA business loan?

It’s tough to beat the low cost rates and long repayment terms of a working capital SBA loan. However, the traditional process of applying directly at a bank can be quite cumbersome and often results in a 'no'. We changed that. We make it easy for you to apply for a working capital SBA loan and our online marketplace helps get you to a 'yes' because we match your business with the lender most likely to fund your loan. You can use the funds in a variety of ways:

Purchase equipment
Increase inventory
Add marketing programs
Operating expenses
Hire additional staff
Refinance high-interest debt, saving you hundreds or even thousands per month

Pre-qualify Without Impacting your Credit

Pre-qualify in as little as 5 minutes without impacting your credit score! Simply provide basic information online and we’ll automatically tell you if you pre-qualify for a working capital SBA loan from $30,000 to $350,000.

Consolidate or Refinance

Why Refinance with a SBA loan?

Refinancing existing debt with a low-cost SBA consolidation loan is an important step to take if you want to expand and save big. Large or frequent payments can make it difficult to run day-to-day business operations. Additional funds may be used for working capital to help your business expand.

SBA debt consolidation loans can be used to refinance:

Merchant Cash Advances
Short-term Business Loans
High Interest Funding
Daily or Weekly Payment Loans
Business Credit Cards

Pre-qualify Without Impacting your Credit

SBA Commercial Real Estate Loans

Purchase or Refinance Commercial Real Estate

With 25-year terms and interest rates ranging from 6.25% to 7.50%*, SBA 7(a) loans are a great option for small businesses looking to refinance an existing commercial real estate mortgage, buy an office building or other owner-occupied commercial space. The rent replacement option with minimal down payment, offered by our preferred SBA lending banks, lets you keep more of your cash to invest in growing your business.

Pre-qualify for an SBA 7(a) Commercial Real Estate Loan

Pre-qualify in as little as 5 minutes without impacting your credit score. Simply provide basic information online and we’ll automatically tell you if you prequalify for an SBA commercial real estate loan from $500,000 to $5 million.

- not available from traditional sources -

- examples-

Short Term Money

flexible terms and repayment options

responsible straight-forward ethical business practices that put people first
this professional resume website does not advertise products or sell services -- no fees

- not available from traditional resellers -

- examples only -

Customer Payments
with Smart Point-of-Sale Tools

Customer payments with reliable low-cost point-of-sale business tools for inventory management, pricing & discounts, sales tax & reports, employee management, and a robust remote office from any browser with powerful reporting for smarter decisions to make your business run better for efficient growth ...and free up time

Everything changed because of finance tech for security, service, and cost.
Free up time with reliable smart point-of-sale tools to run more efficiently and make smarter decisions.

Special Report Reliable Point-of-Sale Tools SmallBusinessReports.org/POStools.html

SOURCE: SmallBusinessReports.org

- examples only -

SOURCE: SmallBusinessReports.org

- examples only -

responsible straight-forward ethical business practices that put people first
this professional resume website does not advertise products or sell services -- no fees

Investing in Main Street Act of 2019

"I support two bills in the US Senate, S. 1994 and HR. 116,
to expand access to capital available for small businesses."

click here for Special Report

SOURCE: SmallBusinessReports.org

PHIL DOYLE
business finance

capital strategies since 1988

phildoyle.com (415) 484-8661

responsible straight-forward ethical business practices that put people first

PROFESSIONAL:

Business Finance
capital strategies since 1988

BUSINESS:

Started, financed, managed and sold three pioneering video companies:

BrainwareTV - first-ever streaming video rentals -- over 1,000 business training programs in 21 languages with business customers in 80+ countries - using Internet marketing exclusively - opened a new digital global market for online business videos

Video Guide® - the first home video family entertainment print magazine with Hollywood movie advertising - distributed nationally through local video stores

Dimensions in Video - the largest family entertainment video store in northern California during home video industry growth from 12% of US homes to nearly 100% saturation

MARKETING:

Created and implemented growth strategies to increase advertising revenue - print and digital - for business journals in San Francisco Bay Area: Computer World magazine; Electro Optical Systems Design magazine; North Bay Business Journal; East Bay Business Journal; Wine Country Business Journal -- and consumer newspaper Tahoe World in Tahoe City CA

B.S. Business Administration / Advertising & Marketing San Francisco State University

PASSIONATE:

Skiing deep powder and steep Spring snow

Sailing Lake Tahoe, San Francisco Bay, Pacific Ocean / Gulf of the Farallones

Long distance solo bicycle touring
   Vancouver BC to San Diego CA - Hwy 1
   New Orleans (freighter) to Casablanca Morocco to Ardal Norway
   Ft Bragg CA to Victoria BC - Hwy 1

Back Roads off the beaten track to parts unknown - and back
   Tahoe City CA to Homer Alaska - Travelall 4WD
   Tahoe City CA to Cabo San Lucas Baja to Cancun Mexico - Willys Wagon 4WD
   Tahoe City CA to Nelson BC Canada to Taos New Mexico (winter) Jeepster 4WD

Grass Valley CA to San Diego CA - Highway 1 - Honda 750
Grass Valley CA to Glacier National Park MT - Triumph 650 Bonneville

Rode a Vespa from Nassau around New Providence Island, Bahamas
Drove a Citroen around Mallorca, Balearic Islands, Spain

VALUES & INTEGRITY:

We become what we think about

Think about what you want, not what you don't want

Success comes to those who give more than they receive

Those who think it is permissible to tell white lies soon grow colorblind

You’ll never succeed beyond your wildest dreams unless you have some wild dreams

Do more than is required of you

Find yourself by losing yourself in service to your fellow man, your country and your God

No one was ever honored for what they received, only for what they gave

To thine own self be true. Be optimistic.

What the superior person seeks is in himself, what the smaller person seeks is in others

By the work one knows the worker

What’s the most effective use of my time right now?

See yourself the way you want to become, not as you are

Just trying is a noisy way of not doing something

If we all worked on the assumption that what is accepted as true is really true, there would be little hope of advancement

My how people are different since I’ve changed

The most important force I have is what I say to myself and believe

Wisdom is a combination of truth and love

If honesty didn’t exist it likely would be invented as one of the best ways of becoming wealthy

Expect the best

A smooth sea never made a skillful mariner

Learn to see things as they really are, not as we think they are

High achievement always takes place in a framework of high expectations

No authority is higher than reality

Relentless positive repetitive self-talk changes our self image

The greatest strength one can have is intentional motivation

It’s not just what you know but what you do that counts

Never never never quit! Change, but don't quit.

What if?

phildoyle.com

(415) 484-8661

PHIL DOYLE
business finance

capital strategies since 1988

Business Lending • Customer Payments • Customer Financing

Short Term Working Capital
Customer Financing with Approvals on Customers' Phones
Customer Payments with Smart Point-of-Sale Business Tools
SBA Business Loans & Bank Term Loans
SBA Commercial Real Estate Loans

responsible straight-forward ethical business practices that put people first
This professional resume website does not advertise or sell products or services --no fees