Phil Doyle Capital Strategies since 1988

Phil Doyle
business finance

capital strategies since 1988

phildoyle.com (415) 484-8661

Customer Financing • Business Funding
Point of Sale Business Tools with Customer Payments
responsible straight-forward ethical business practices that put people first
this professional resume website does not advertise or sell products or services --no fees

Hello Business Owner,

I help boost revenue three ways. Can you talk to compare tools?

—because some businesses increase 20% to 30% without spending money.

I have 30 years in customer financing, business funding, and customer payments.

The best sources have the best point-of-sale tools to help you run more efficiently. They also eliminate reseller costs with direct access to credit for businesses and their customers.

You can free up hours with the right tools - at low cost - for easy customer financing, customer payments, inventory management, pricing & discounts, sales tax & reports, employee management, and a robust office from any browser with powerful reporting for smarter decisions.

You already might have the best tools —or you might not.

Finance Performance Inspection™ ...three fast questions:

1. What percent of your sales each month is from customer financing?

2. How much money could you use for expansion, refi, or operations?

3. Have you been with your payments processor for more than a year?

□ Customer Financing —more approvals - great credit to no credit - installment loan not a credit card
Consumers apply on any browser easy fast No merchant fees, no setup, no risk, no minimum

□ Business Funding —SBA up to $350,000 in 7 days   —non-SBA Bank Term Loan up to $350,000
    SBA Commercial Real Estate Loan —Business occupied .. $500,000 to $5 million
    Short Term Money —Credit issues OK   Flexible fast easy .. up to $500,000         ..     CRE SBA to $5M

□ Customer Payments —resellers are not keeping up with finance tech and new point-of-sale tools
Business owners free up hours and make smarter decisions with the right tools from the best sources

SOURCE: SmallBusinessReports.org Small Business Reports business journal for business owners

I do not advertise or sell products or services. I do not charge fees.

How's your business? Please call me today to compare tools.

Phil Doyle
(415) 484-8661
phildoyle.com

business finance
capital strategies since 1988

capital strategies since 1988

Customer Financing
Business Funding
Point of Sale Tools with Customer Payments

responsible straight-forward ethical business practices that put people first

phildoyle.com does not advertise or sell products or services --no fees

- examples only-

Customer Financing

- not available from traditional sources -

Point-of-sale financing boosts revenue

SOURCE: SmallBusinessReports.org

- examples only-

Business Funding

- not available from traditional sources -

- examples only -

non-SBA bank term loan
$30,000 to $350,000 loan amounts
2 to 5 years repayment terms
Fixed interest rate from 5.99% to 24.99%*
Monthly repayments
No pre-payment penalties

* Interest rate depends on loan term and the applicant's credit and financial profile.

Quick SBA Business Loans

Why take out a SBA business loan?

It’s tough to beat the low cost rates and long repayment terms of a working capital SBA loan. However, the traditional process of applying directly at a bank can be quite cumbersome and often results in a 'no'. We changed that. We make it easy for you to apply for a working capital SBA loan and our online marketplace helps get you to a 'yes' because we match your business with the lender most likely to fund your loan. You can use the funds in a variety of ways:

Purchase equipment
Increase inventory
Add marketing programs
Operating expenses
Hire additional staff
Refinance high-interest debt, saving you hundreds or even thousands per month

Pre-qualify Without Impacting your Credit

Pre-qualify in as little as 5 minutes without impacting your credit score! Simply provide basic information online and we’ll automatically tell you if you pre-qualify for a working capital SBA loan from $30,000 to $350,000.

Consolidate or Refinance

Why Refinance with a SBA loan?

Refinancing existing debt with a low-cost SBA consolidation loan is an important step to take if you want to expand and save big. Large or frequent payments can make it difficult to run day-to-day business operations. Additional funds may be used for working capital to help your business expand.

SBA debt consolidation loans can be used to refinance:

Merchant Cash Advances
Short-term Business Loans
High Interest Funding
Daily or Weekly Payment Loans
Business Credit Cards

Pre-qualify Without Impacting your Credit

SBA Commercial Real Estate Loans

Purchase or Refinance Commercial Real Estate

With 25-year terms and interest rates ranging from 6.25% to 7.50%*, SBA 7(a) loans are a great option for small businesses looking to refinance an existing commercial real estate mortgage, buy an office building or other owner-occupied commercial space. The rent replacement option with minimal down payment, offered by our preferred SBA lending banks, lets you keep more of your cash to invest in growing your business.

Pre-qualify for an SBA 7(a) Commercial Real Estate Loan

Pre-qualify in as little as 5 minutes without impacting your credit score. Simply provide basic information online and we’ll automatically tell you if you prequalify for an SBA commercial real estate loan from $500,000 to $5 million.

- not available from traditional sources -

- examples-

Short Term Money

flexible terms and repayment options

phildoyle.com does not advertise or sell products or services --no fees

- not available from traditional resellers -

- examples only -

Point of Sale Tools

for easy customer payments, inventory management, pricing & discounts,
sales tax & reports, employee management, powerful business reporting
for smarter decisions - at low cost - with a robust office from any browser

Resellers are not keeping up with finance tech and new point-of-sale tools.
You can free up hours with the right tools to run more efficiently and make smarter decisions.

- example only -

vitalpos.com

SOURCE: SmallBusinessReports.org

- examples only -

SOURCE: SmallBusinessReports.org

- examples only -

phildoyle.com does not advertise or sell products or services --no fees

Phil Doyle
business finance

capital strategies since 1988

phildoyle.com (415) 484-8661

straight-forward ethical business practices that put people first

PROFESSIONAL:

Business owners free up hours and run more efficiently with the right tools from the best sources.

30 years in customer financing, business funding, and point-of-sale tools with customer payments

Business finance ~ capital strategies since 1988

BUSINESS:

Started, financed, expanded and sold three pioneering video companies:

Brainware.TV - first-ever online streaming video rentals -- over 1,000 business training programs in 21 languages with business customers in 80+ countries;

Video Guide® - the first home video family entertainment print magazine with Hollywood movie advertising, distributed nationally through local video stores

Dimensions in Video - the largest family entertainment video store in northern California - the first video store with all VHS, no Beta, no porn ... before DVD

MARKETING:

Created and implemented strategies to expand advertising revenue - print and online - for business journals in San Francisco Bay Area: Computer World magazine; Electro Optical Systems Design magazine; North Bay Business Journal; East Bay Business Journal; Wine Country Business Journal -- and Tahoe World newspaper in Tahoe City CA

B.S. Business Administration / Marketing San Francisco State University

PASSIONATE:

Skiing deep powder and steep Spring snow

Sailing Lake Tahoe, San Francisco Bay, Pacific Ocean / Gulf of the Farallones

Long distance solo bicycle touring
   Vancouver BC to San Diego CA - Hwy 1
   New Orleans (freighter) to Casablanca Morocco to Ardal Norway
   Ft Bragg CA to Victoria BC - Hwy 1

Back Roads off the beaten track to parts unknown - and back
   Tahoe City CA to Homer Alaska - Travelall 4WD (International Harvester)
   Tahoe City CA to Cabo San Lucas Baja and Cancun Mexico - Willys Wagon 4WD
   Tahoe City CA to Nelson BC Canada to Taos New Mexico - winter - Jeepster Commando 4WD

Grass Valley CA to San Diego CA - Highway 1 - Honda 750
Grass Valley CA to Glacier National Park MT - Triumph 650 Bonneville

VALUES & INTEGRITY:

We become what we think about

Think about what you want, not what you don't want

Success comes to those who give more than they receive

Those who think it is permissible to tell white lies soon grow colorblind

You’ll never succeed beyond your wildest dreams unless you have some wild dreams

Do more than is required of you

Find yourself by losing yourself in service to your fellow man, your country and your God

No one was ever honored for what they received, only for what they gave

To thine own self be true. Be optimistic.

What the superior person seeks is in himself, what the smaller person seeks is in others

By the work one knows the worker

What’s the most effective use of my time right now?

See yourself the way you want to become, not as you are

Just trying is a noisy way of not doing something

If we all worked on the assumption that what is accepted as true is really true, there would be little hope of advancement

My how people are different since I’ve changed

The most important force I have is what I say to myself and believe

Wisdom is a combination of truth and love

If honesty didn’t exist it likely would be invented as one of the best ways of becoming wealthy

Expect the best

A smooth sea never made a skillful mariner

Learn to see things as they really are, not as we think they are

High achievement always takes place in a framework of high expectations

No authority is higher than reality

Relentless positive repetitive self-talk changes our self image

The greatest strength one can have is intentional motivation

It’s not just what you know but what you do that counts

Never never never quit! Change, but don't quit.

What if?

Phil Doyle
business finance

capital strategies since 1988

phildoyle.com (415) 484-8661

responsible straight-forward ethical business practices that put people first

this professional resume website does not advertise or sell products or services --no fees

phildoyle.com office street mailing address upon request