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phildoyle.com
PHIL DOYLE
capital
strategies
(415) 484-8661
helping businesses stay competitive since
1988
FIS worldpay independent agent since 2019
Capital Strategies •
Fintech Payments System • Customer
Financing
responsible straight-forward ethical business practices
that put people first
How's your business?
What do you need for operations, expansion, or refinance?
How do you plan to stay competitive in the Digital 2020s?
Easily access all kinds of capital with
competitive digital strategies
Online Conventional Long-Term Funding
and Flexible Short-Term
Money
Omnichannel Digital Commerce • Fintech
Payments System •
Simplified Pricing
Real Time Settlement Merchant Funds 24/7
•
Continuously Updated Predictive Security
Lines of Credit
•
Equipment Financing
•
Customer
Financing - Buy Now Pay Later
Look at your cash flow operations in a different way
| In the
Digital 2020s, every competitive business will run cash
flow operations in the innovative fintech cloud with
continuously updated payments programming and predictive
security for absolute safety, reliable high performance,
fast easy funding, and low cost. See what it looks
like directly from the source specifically for your
business. It's how to stay competitive.
|
Let's talk and get what you need today
|
your
independent agent in alliance with
FIS worldpay since 2019
FINTECH THE FINANCE WORLD IS BUILT ON
FIS Ranks First in 2022 IDC FinTech Rankings
https://www.businesswire.com/news/home/20220912005124/en/ (FISglobal
video)
FIS is
to finance tech what Google is to information tech:
#1
FIS worldpay
Trusted by more than 1 million merchants globally
We are three times larger than our closest
competitors combined.
We support 95% of the
world's leading banks.
We attract the best people.
worldpay from FIS
click to view
video
You do not need to contact sales online to request a phone call.
You
already have me. I am your authorized FIS worldpay agent
Payments at the Speed of Light
click to view video
Clients are surprised when the cost of
powerful fintech payments services directly from the source
is about the same or less
than what they currently pay a reseller for a weaker competitive disadvantage.
Expand and grow with confidence and easy access to capital
Which of the following are most important to you?
1. Absolute High Performance -
simplified cash flow operations, reliable speed
2. Safety -
Bank Security - continuously updated, predictive fraud
protection
3. Customer Retention
- target marketing with your data, low cost, measurable results
4. Customer Acquisition - gift
card promotions, easy effective word-of-mouth advertising
5.
Customer
Financing - 100% digital including buy now pay later, boost sales
6.
Business Funding - flexible short term money on demand, same day direct deposit
7.
Robust Reporting - real time
visibility and control of trends and opportunities
8.
Fintech Payments - continuously updated
programming,
1.5% transaction fee V MC
9. ALL OF THE
ABOVE (best answer) |
To stay competitive, your cash flow
operations, payments system,
sales data,
customer information, and digital security
all need
to interact together in one
easy safe place in the fintech
cloud.
Clients average 5% increased revenue,
15% decreased
chargebacks,
and 12% reduced debit card fees.
Let's talk and get what you need.
Look at your cash flow
operations, security, and payments in a different way.
PHIL DOYLE
capital
strategies
helping businesses stay competitive since
1988
FIS worldpay independent agent since 2019
(415) 484-8661
Capital Strategies • Fintech Payments System • Customer
Financing
Retain Customers. Improve Cash Flow.
Simplify Operations.
Small business owners have a positive
outlook for their business in 2023 as revenue expectations continue to rise
and expansion plans have sharply increased,
according to Bank of America.
December 18, 2022
https://newsroom.bankofamerica.com/content/dam/newsroom/docs/2022/Women%20+%20Minority%20Business%20Owner%20Spotlight%20ADA.pdf
Two-thirds of small business owners expect revenue to increase in 2023 while more than half plan to expand their business. They’re
planning new marketing initiatives, implementing tech upgrades and
spending their time and energy tackling operational challenges.
Payments modernization is quickly becoming a top priority for businesses
— 72% of corporate executives say modernizing payments
infrastructure — including the addition of new payment gateways and
processing capabilities — could be groundbreaking for their businesses
over the next three years. Thirty-seven percent of merchants agreed with
this analysis, saying that they plan to make payment processing
investments over the next year.
|
83% of business owners plan to obtain funding
for their business over
the next 12 months.
Bank of America small business survey - December 18, 2022
To stay competitive in the 1960s: "You
need to accept credit cards to keep your customers."
In the 1980s: "You need a computer with
Windows to run your business."
In the 2000s: "You need a smart phone
with business apps to stay connected."
In the 2020s: "Your cash flow operations, payments
system,
and security need to interact in the fintech cloud."
| In the
Digital 2020s, every competitive business will run their
cash flow operations in the innovative fintech cloud
with continuously updated payments programming and
predictive security for absolute safety, reliable high
performance, fast easy funding, and low cost. See
what it looks like directly from the source specifically
for your business. Stay competitive.
|
What do you need for operations, expansion, or
refinance?
Easily access all kinds of capital.
Online Conventional Long-Term Funding
and Flexible Short-Term
Money
All kinds of money for operations, expansion, or refinance
Carefully consider your options.
A common mistake is focusing on the interest rate.
| Six
points to consider: the funds offered, additional fees, term length,
collateral required, reporting restrictions, and any special rules about
paying off the debt. Repayment terms are unique to each loan. Are you
allowed to actually pay off this loan sooner? Are you paying interest
and principal all the way along, or a large principal repayment at the
end? |
How do you plan to stay competitive
in the Digital 2020s?
Run your cash flow operations with continuously updated
payments programming and predictive security in the fintech cloud.
Fintech Payments
Services
are
to POS Terminals
what Smart Phones were to Flip
Phones,
what Google was to the
Yellow Pages,
and
what Windows was to DOS.
Let's talk and get what you need.
We add measurable value to
a business in three ways;
increased
customer retention, improved cash flow, and simplified operations.
We do not charge fees or add to costs.
PHIL DOYLE
capital
strategies
helping businesses stay competitive since
1988
FIS worldpay independent agent since 2019
Easily access long term conventional funding and short term
private
money for
operations, expansion, or refinance.
Bank Security. We support 95% of
the world's leading banks.
Unlock easy
access to capital strategies
47% of business owners applied for non-bank loans in 2021
How's your business?
Phil Doyle resume at bottom of page
Hello
Business Owner,
I have an independent agency
with a network of trusted conventional and private sources based on my 30+ years in business lending, payments services,
and customer financing. We help businesses stay
competitive.
We do not charge fees or add to costs.
We represent the #1
fintech sources
(safest, fastest, oldest, biggest) in all three areas of
business finance. Innovative fintech provides digital
safety with bank security, efficient simplicity, absolute high performance, low
cost, and reliable speed with continuously updated payments
programming and predictive security to protect customer
information and sales data.
To
stay competitive, your
cash flow operations, payments, and security all need to interact
in one easy safe place in the
fintech cloud. If you are using a POS
system that requires periodic downloads to update security and
programming from a reseller, you will need to run your cash flow operations in
the #1 fintech payments cloud. Just make sure you are not the last one to move
up. Don't let a
reseller hold you back.
Let's talk to compare finance and get what you need,
PHIL DOYLE
capital
strategies
helping businesses stay competitive since 1988
FIS worldpay independent agent since 2019
(415)
484-8661 |
Capital Strategies • Fintech Payments Services • Customer
Financing
Why worldpay?
See below.
Eight
Essential Strategies for Staying Competitive
in the Digital 2020s
-- all together and interacting
in one easy safe place
Look at payments, security, and cash
flow operations in a different way for increased customer
retention, improved cash flow, simplified operations -- and
more:
1. Absolute
High Performance, superior visibility, and tighter
controls with all your payments, security, and cash flow
operations interacting in one easy safe place with all your sales
data and customer information
2. Bank
Security provides safety for all your payments
processing and cash flow operations to prevent fraud and
chargebacks with continuously updated payments programming and
predictive digital security to protect sales and customer data. We support 95% of the
world's leading banks.
3. Customer Retention with customer
data targeted promotions, measurable results, low cost, easy
effective marketing
4. Customer
Acquisition with targeted gift card marketing to
existing customers for word-of-mouth referrals of friends and
family - easy effective low cost advertising
5.
Customer Financing through your payments processing
- not a third party - you keep your customer data -- low
merchant cost -- Buy Now Pay Later -- boost sales
6. Business Funding on demand -
flexible short term money based on revenue - same day direct
deposit - larger offers, more attractive terms
7. Robust Reporting of cash flow
operations and payments -- sales data and customer information
interact in real time to highlight trends and
opportunities - and problems. Superior visibility and
control. Simplified operations.
8.
Fintech Payments Services
1.5% transaction fee -- our
cost -- for network access fees - V MC
Bank security for
your sales data and customer information
Completely new simplified
payments pricing
Omnichannel global commerce
Continuously updated predictive security
& payments
programming
Look at Payments, Security, and Cash Flow
Operations in a Different Way:
5% increased revenue
15% decreased chargebacks
12% reduced debit card fees
Higher conversion rates
Improved authorization & better acceptance of all payment
methods
Cost
Clients are surprised when the cost of
powerful fintech payments services directly from the source
is about the same or less
than what they currently pay a reseller for a weaker competitive disadvantage.
|
| In the
Digital 2020s, every competitive business will run their
cash flow operations in the innovative fintech cloud
with continuously updated payments programming and
predictive security for absolute safety, reliable high
performance, fast easy funding, and low cost. See
what it looks like directly from the source specifically
for your business. Stay competitive.
|
|
You
may choose to contact a sales employee directy at our
trusted online business finance sources, but your cost will be the same, and you would
miss out on other ways we add value to clients' businesses to help them stay competitive.
Clients often receive larger offers and more
attractive terms when we are involved to help compare finance, and we
make things happen faster most of the
time.
If
you search the Internet for finance tech, cloud payments or
online funding, you might not
know if you can trust what you find.
Fintech Payments
Services
are
to POS Terminals
what Smart Phones were to Flip
Phones,
what Google was to the
Yellow Pages,
and
what Windows was to DOS.
Trusted by more than 1 million merchants globally
We support 95% of the world's leading
banks.
We have decades of experience securely
moving payments and vast sums
around the globe for banks and large
companies. Because of finance tech,
we now serve small
businesses directly -- resellers no longer required.
Global enterprises, major banks, retailers
and local merchants have
trusted FIS for 50 years. FISglobal.com (new name after
two oldest biggest leaders
merged)
See how worldpay from FIS helps
small businesss stay competitive.
Look at your Payments, Security and Cash Flow
Operations in a Different Way
5% increased revenue .. 15% decreased chargebacks .. 12% reduced debit card fees
Higher conversion rates
.. Improved authorization & better acceptance of all payment
methods
Clients are surprised when the cost of
powerful fintech payments directly from the source
is about the same or less
than what they currently pay a reseller for a weaker competitive disadvantage.
Your independent agent in alliance with FIS worldpay since 2019
Phil Doyle (415)
484-8661
Omnichannel Commerce
• Fintech
Payments Services •
Simplified Pricing
Continuously Updated Predictive Security
Clients average 5% increased revenue, 15% decreased
chargebacks, and 12% reduced debit card fees -- with higher
conversion rates, improved authorization, better acceptance of
all payment methods, smarter use of sales data and customer
information with continuously updated predictive bank security
to protect customer information and
cash flow operations data -
with reliable speed.
Cash flow operations
-- sales data, customer
information, bank security, inventory control, business funding, loyalty rewards
marketing, gift card advertising, targeted personalized
promotions, digital store, shopcart, omnichannel commerce, customer financing, robust real-time reporting, and
payments processing -- all need to interact seamlessly in
one easy safe place in the fintech cloud for continuously updated
predictive security, absolute high performance, efficient simplified
operations
-- and better use of your data to improve customer service and
inform
you of sales trends, growth opportunities, and problems.
|
"If you are not staying
competitive, you already might be years behind."
The #1 finance sources now serve small businesses directly
after decades of requiring costly resellers. Access to capital
has shifted and works very differently -- to your
advantage in many ways including cost.
If your cash flow operations,
payments, and security do not interact in the fintech
cloud,
you may be with a reseller. If you need to
download updates to your POS, you are not in the fintech
payments cloud. Don't be
the last one to move up. We can help you today.
Resellers are
being eliminated and replaced by independent business finance agencies.
Resellers are no longer required because of finance tech and
payments tech. Don't let a reseller hold back your
performance and security.
Today a business needs digital accounts directly with trusted finance sources.
Welcome to the Digital 2020s.
Resellers are no longer required.
Are you with a reseller? ...or
the reseller of a
reseller?
We add value and invest time in a client's business in multiple ways.
We help businesses retain customers, improve cash flow, and
simplify
operations -- with continuously updated predictive security to protect
your business
data and customer information.
click
to view two videos
You do not need to contact sales online to
request a phone call.
You already have me. I am your authorized FIS
agent.
Easily access all kinds of capital
Capital
Strategies •
Fintech Payments Services • Customer
Financing
Access all kinds of capital with
competitive digital strategies
You
may choose to contact a sales employee directy at our
trusted online finance sources, but your cost will be the same, and you would
miss out on other ways we add value to clients' businesses to help them stay competitive.
Clients often receive larger offers and more
attractive terms when we are involved to help compare finance, and we
can make things happen faster most of the
time.
If
you search the Internet for finance tech or payments or
funding,
you might not
know if you can trust what you find.
Resellers are being eliminated and replaced with independent
business finance agencies.
Compare your options.
Please call me today to compare
finanace
and get what you need to stay competitive.
Your independent agent
in alliance with FIS worldpay since 2019
Phil Doyle (415) 484-8661
|
|
|
"We believe we're at the start of the Digital Roaring 2020s
—the
greatest economic recovery in history—
beginning
now with small
businesses.
Whether we are or not, how do you plan to stay
competitive?"
all kinds of money for all kinds of businesses.
manufacturers & suppliers, distributors & wholesalers, retailers
& services
To stay competitive in the 1960s: "You need to accept
credit cards to keep your customers."
In the 1980s: "You need a computer with Windows to run your
business."
In the 2000s: "You need a smart phone with business apps to
stay connected."
In the 2020s: "Cash flow
operations, payments, and security need to be in the fintech
cloud."
|
We add value and invest time
in a client's business in multiple ways.
We help businesses retain customers, improve cash flow, and
simplify
operations -- with continuously updated predictive security to protect
your sales
data and customer information.
Easily access all kinds
of capital
Your independent agent
in alliance with FISglobal worldpay,
Phil Doyle (415) 484-8661
|
Let's talk
and get what you need.
We can work together to solve your business
goals.
No fees to apply. No effect on your credit.
100%
digital online. Easy and quick. Safe.
Compare worldpay from FISglobal designed specifically for your business.
Call me today. I am your independent agent for worldpay from
FISglobal.
Global enterprises and major banks have trusted FIS for
decades.
FISglobal.com (new name after
two oldest biggest leaders
merged)
Today, worldpay from FISglobal helps
small businesss stay competitive.
No reseller required.
|
We’re far more than payments processing. Easy to
use, proven effective and trusted, worldpay from FIS is a leading
provider of finance technology solutions for businesses of all sizes and
across any industry globally. With unmatched scale, flexible
architecture, trusted innovation and absolute performance, we’re
the recognized leader of emerging fintech that
influence the payments ecosystem. |
It pays to offer flexibility.
Buy now, pay later gives your customers a budget-friendly way to
pay.
And your business could see 50% higher average ticket sales
and 30% higher average conversion rates.
|
Businesses can now use their data to better understand and meet their
customers' expectations thanks to smartphones, social media
accounts, search history, and transaction data. While all this
data is a treasure trove to leverage, it's also an important
responsibility for a business to protect it.
Protecting customer data and privacy is
one of the top three trends that will have the greatest impact
on businesses.
|
Competitive safe high-performance strategies
specifically for
your business operations, expansion or refinance
Retain Customers. Improve Cash Flow.
Simplify
Operations.
5% increase in revenue 15% decrease in chargebacks 12% reduction in debit card fees
Higher conversion rates Improved authorization & better acceptance of all payment
methods
|
Do your payments and cash flow operations
interact in the fintech cloud for efficient simplicity, continuously updated
programming with predictive security, and
precision high performance?
Cash flow operations -- sales data, customer
information, inventory, loyalty marketing, gift card
advertising,
targeted personalized promotions, digital store, shopcart, omnichannel
commerce, robust reporting, and payments processing -- all
need to interact seamlessly in the fintech cloud for continuously
updated predictive security,
high performance, and efficient simplicity -- and better use of your
real-time data to improve customer experience and better inform
you of trends and opportunities faster and more clearly.
"We help businesses run their secure
cash flow operation like a precision vehicle with a competitive
high-performance engine."
As
an independent agency, we
may receive fees from trusted sources for recruiting and
developing new clients with direct accounts at the source.
We assist as your agent to help you submit applications directly
online, and as your professional expert guide we will advise and
help you understand and compare offers so you can negotiate
directly with sources. My independent fintech agency
receives a portion of the fixed cost of client acquisition which
finance sources pay whether the new client comes from their
sales employee or from an independent agency.
We do not
"shop your deal around." We do not add to costs; our
clients often receive larger offers with more favorable terms.
Using us as their fintech agency, our clients enjoy clear
benefits and competitive advantages -- at no extra cost.
Traditional resellers eliminated
by finance tech
It costs nothing to use our
knowledge, efficiency, experience, and business fintech sources.
We add value to our clients' businesses in multiple ways.
You will be in close contact with us and expert trusted
sources regarding your direct account -- with us as your
independent agent available anytime. Your cost will be the
same because we are an independent representative; we do not add
to costs -- no fees, no hidden surprises. Payments
tech is not
simple or self-service so you
need a professional
expert guide. When you search online for business fintech
services, you do not know if you can trust what you find.
Business owners do not have time to research sources
because of
constant innovation and fast change in
fintech for access to capital,
payments tech, and customer
financing.
|
Finance tech totally reinvented payments services.
Fintech payments pricing is completely different now.
Resellers are no longer required. Updates to your POS terminal are no longer needed.
Your
cash flow operations -- customer information, sales data,
digital store, shopcart, omnichannel commerce, reporting,
rewards marketing, customer retention and
payments processing -- all need to interact in one place in the fintech cloud
for continuously updated predictive security & payments programming, high performance, and
efficient simplicity -- and smarter use of your data. High-performance
precision cash flow operations with continuously
updated payments security and programming are required now to stay
competitive in the Digital 2020s. It is low cost, probably about
the same or less than you are paying now with a reseller.
The #1 sources in payments tech now serve
small businesses directly -- resellers no longer required or
needed.
After several mega-billion dollar mergers ($20B to
$43B), they are
the oldest, largest companies - industry pioneers - with
unfamiliar new names. We represent all three.
Accelerate growth and protect your business and customer information with smarter use of your data
and security.
If you are using a payments services reseller (if your payments programming and security reside on your POS
equipment and require you to download and install updates periodically) you may
have a big competitive disadvantage.
Cash flow operations, payments programming, and digital security need to
interact in the fintech cloud for efficient simplicity, high performance, and continuously updated predictive
security for fraud protection. Compare sources
today. Stay competitive in the digital 2020s. |
Retain Customers. Improve Cash Flow.
Simplify
Operations.
competitive high-performance strategies
specifically for
your operations, expansion, or refinance
5% increase in revenue ..15% decrease in chargebacks ..12% reduction in debit card fees
Higher conversion rates
.. Improved authorization & better acceptance of all payment
methods
Capital strategies specifically
for your business.
No fees. No effect on your credit to
apply.
Call
me today.
Phil Doyle capital strategies since 1988
(415) 484-8661
As ‘buy now, pay later’ plans grow, so do delinquencies
NEW YORK (AP) — Americans have grown fond of “buy now, pay later”
services, but the “pay later” part is becoming increasingly difficult
for some borrowers.
Four ways businesses can dodge loan scams and
predatory lenders
1. BE WARY OF EXCESSIVE SPEED
2. NEVER PAY MONEY UPFRONT
3. EXPLORE ALL OF YOUR LENDING OPTIONS
4. SURROUND YOURSELF WITH THE RIGHT EXPERTS
Small Business Reports
business journal
for business owners
SmallBusinessReports.org
We help businesses run their secure cash
flow operations
like a precision vehicle with a competitive high-performance engine.
Retain Customers. Improve Cash Flow.
Simplify
Operations.
Strategies specifically for
your operations, expansion, and refinance.
No fees. No effect on your credit to apply,
Please
call today.
(415)
484-8661
click for complete report - secure pdf
SmallBusinessReports.org
Small Business Reports
business journal
for business owners
click to view short video
Fintech Payments
Turn customer transactions into smarter
connected experiences
click for complete report
secure pdf
click for complete report
SmallBusinessReports.org
Small Business Reports
business journal
for business owners
Retain Customers. Improve Cash Flow.
Simplify
Operations.
Fintech Payments / Omnichannel Commerce /
Predictive Security
5% increase in revenue • 15% decrease in chargebacks • 12% reduction in debit card fees
Higher conversion rates
• Improved authorization & better acceptance of all payment
methods
Phil Doyle resume at bottom of page
Call me today for a
competitive finance strategy.
(415) 484-8661
"Fintech Payments
are
to POS Terminals
what Smart Phones were to Flip
Phones,
what Google was to the
Yellow Pages,
and
what Windows was to DOS."
Using Data Intelligently to Drive Business Outcomes
Smart Insights for a New Future — PACE Report
Gaining Lift from the Consumer Shift
— CMO Council
click for Special Reports
- secure link -
SmallBusinessReports.org
Small Business Reports
business journal
for business owners
manufacturers & suppliers, distributors & wholesalers, retailers
& services
 
most business categories
How Commerce Has Changed Forever
Fintech Payments /
Omnichannel Commerce
5% increase in revenue. 15%
decrease in chargebacks. 12% reduction
in debit card fees.
Higher conversion rates. Improved authorization
& acceptance of all payment methods.
Four security questions to ask your payments
provider
click for Special Report
SmallBusinessReports.org
Small Business Reports
business journal
for business owners
Stay Competitive in
the Digital 2020's
Golden Era of Fintech & Access to Capital
|
The
key to staying competitive is
leveraging
fintech payments from the #1 sources.
If you are not staying competitive, you
already may be years behind.
Omnichannel Commerce / Fintech Payments
click to play
- scroll down for complete report below
The starting point
for better customer retention, improved cash flow, omnichannel
payments, digital commerce, superior security & service, simplified pricing, sales &
customer data for individual marketing with targeted incentives, and
integrated management efficiencies to streamline
operations
is your
innovative fintech payments.
OMNICHANNEL
COMMERCE
FINTECH PAYMENTS
Simplify operations, retain customers, and
improve cash flow
Omnichannel digital commerce with
fintech payments services powers an immediate profit center with secure cloud-hosted
smart point-of-sale business managment of payments, inventory, pricing
& discounts, sales tax, employees, loyalty marketing, robust
intelligent reporting,
and remote access — to acquire and retain customers 24/7, retail and
wholesale, physical and digital.
"It's fast and easy to setup and run."
Omnichannel
Commerce
click to play
click to play
click to play
What sets us apart?
SMART MONEY
Fintech Payments
& Omnichannel Commerce Fuel Marketing &
Management
|
What sets us apart is the consistent and seamless experience we
provide in all three areas of business finance. Working with us
is the same as working directly with the source
—only
better because often we can make things happen quicker.
I grew up
in this company when it was a small family business. It
was built on genuinely authentic business relationships —and still is. Now,
we work with the best people and
companies in all three areas of business finance.
We serve businesses of all sizes in most industries:
insurance, real estate, automotive,
manufacturing, distribution, retail, services, home
improvement, contractors, construction, oil and gas, mining,
technology, and pharmaceuticals. Working with a business
finance agency and sources that deal regularly with companies in your
industry is a tremendous benefit.
Phil Doyle resume at bottom of page
Call me today for a
competitive strategy.
(415) 484-8661
Do you go to a restaurant to cook your own meal?
Would you go to a website to
arrange your own business finance strategy?
No. You need their
experience, service, and speed for the best results.
As
an independent fintech agency representing the #1
sources (safest,
fastest, biggest, oldest), we
help businesses stay competitive and
continue to support their growth.
We do not charge fees or
add to costs. Resellers are no longer required. You will
have a direct account. We will help you apply and compare costs
and negotiate directly with
trusted
fintech sources as your expert guide and
independent agent. It costs nothing to use our experience, and
often our clients receive larger offers and more favorable terms.
You will have a knowledgeable, competent business tech partner throughout every step of the process with innovative strategies,
simplified pricing, competitive
low cost,
larger amounts, and more flexible
terms. The application, underwriting, and funding
are fast because of superior fintech.
|
What's next?
Compare your sources in all three areas of
fintech.
Capital Strategies • Fintech Payments • Customer
Financing
Compare fintech strategies and get what you need.
We have helped thousands of businesses like
yours.
|
Is all your
customer info and sales data
from every transaction—from every sales
channel—available and accessible all in one
place with robust reporting to inform and manage payments
processing, marketing,
inventory, pricing & discounts, sales tax, accounting, and
employees
so you can make smarter decisions faster that simplify operations,
retain customers, and improve cash flow?
|
|
Stay competitive with omnichannel
fintech payments for
superior security for your customer data, sales reporting,
increased customer retention,
and improved cash flow.
Increase efficiency and performance with
superior service and security—with no reseller—using your
existing
POS hardware, if desired.
|
Please call me today. (415) 484.8661
I do not
charge fees.
examples only below - info not updated - for educational only
Money is now a convenient
business resource
because of superior finance tech.
Example - Short-term non-bank finance strategy: $5,000 to $250,000, 1st
or 2nd, 6-24 months, weekly payment. 100% online, 1 page
application & 3 months bank statements, No broker fee or commission. No early
payoff cost. No collateral. No upfront costs or fees. Professional
service.
EXAMPLES ONLY
|
Business owners say innovation
is vital
to stay
competitive.
Dear Business Owner,
I have an independent business finance agency based on
my 30 years in
capital strategies, payments services, and customer
financing. We help businesses
stay competitive.
We do not charge fees or add to costs.
We represent the #1 sources (safest, fastest, biggest,
oldest) in all three areas of business finance.
What do you need for operations, expansion, or
refinance?
Access all kinds of capital easily.
Expand and grow with confidence.
#1
Online Conventional Long Term Funding & Flexible Short Term Money
#1 Fintech Payments / Omnichannel Commerce / Predictive Security
#1
Digital Customer Financing
How do you plan to stay
competitive in the Digital 2020s?
We are trusted leaders
- oldest, safest, biggest, fastest - with superior
finance tech for small businesses, continuously updated
programming and predictive security,
and simplified pricing in all three ares of business finance.
We have helped thousands of
businesses like yours.
If you are not staying
competitive with payments tech and fintech cloud cash flow operations, you already may be
years behind with security, service, and pricing.
Compare your sources for capital
strategies,
payments services, and customer financing.
Business Fintech
— Online long term funding & flexible short term money
Q:
What do you need for
expansion, operations, or refinance?
Q: What's next for your business?
Call
me today for a competitive finance strategy.
Payments Tech —
Omnichannel commerce,
real time settlement,
simplified pricing
Q: What percent of sales is 100% digital with
customer data for target marketing?
Q:
How do you use your sales data for individual
promotion incentives to retain customers?
Digital Customer Financing
— Boost sales
Q:
What percent of sales is from
digital customer
financing?
Q: How do you offer customers
financing for their
purchases?
Fintech Payments & Omnichannel
Commerce
Fuel the New Digital Marketing
Management
Using
Data Intelligently to Stay Competitive
Increase Customer
Retention, Improve Cash Flow, and Simplify Operations
with Fintech Payments
& Omnichannel Commerce
5% increase in revenue..15% decrease in chargebacks..12% reduction in debit card fees
Higher conversion rates
.. Improved authorization & better acceptance of all payment
methods
Four Security Questions
to Ask Your Payments Provider
Finance tech and artificial intelligence transformed security,
service, and pricing.
Four Ways to
Dodge Loan Scams and Predatory Lenders
Capital is now a safe convenient small business resource because of superior
fintech.
SmallBusinessReports.org
— Small Business Reports
— business journal for business owners
Call me today to compare finance and get what you need.
How's your business?
Phil Doyle capital strategies since 1988
phildoyle.com (415) 484-8661
helping businesses stay competitive
Capital Strategies •
Cloud Payments Tech • Customer Financing
Please call me today
for a
competitive finance strategy.
|
|
|
Money is
a now convenient business resource because of superior finance tech.
Example: short-term finance strategy:
$5,000 to $250,000, 1st & 2nd, 6-24 months,
weekly payment. 100% online, 1
page application & 3 months bank statements, No broker fee or commission. No
early payoff cost.
No collateral. Safe.
Quick. Flexible. No fees. No upfront cost. Next day funding. Professional service.
As 'buy now, pay later' surges, a third of U.S. users
fall behind on payments
SmallBusinessReports.org
Small Business Reports - business journal for business owners
Compare fintech strategies and get what you need.
We have helped thousands of businesses like
yours.
Please call me today.
I do not charge fees. (415) 484-8661
Expand and grow with confidence.
Access all kinds of capital easily.
Online Conventional Long Term Funding and Flexible Short Term
Money
Omni-Channel Commerce •
Payments Tech
•
Continuously Updated Security
Real Time Settlement Merchant Funds 24/7
•
Simplified Pricing
Lines of Credit
•
Equipment Financing
• Customer Financing
100% digital. Easy, quick and safe.
Finance tech. Payments tech.
responsible straight-forward ethical business practices
that put people first
|
REINVENT SMARTER
Today's fintech
leaders advance
the ways businesses stay competitive.
All three areas of business fintech suddenly transformed security, service,
and pricing which
accelerated ahead years
with fintech, artificial intelligence,
and machine learning
to confidently reduce risk, increase speed, and simplify pricing.
Now, more than ever, it matters who you're with.
Resellers lack fintech for security and speed.
If you are not staying competitive, you already
may be years behind.
"Retain customers,
improve cash flow, and simplify operations
with fintech payments and omnichannel commerce."
Compare
fintech strategies to stay competitive.
We have helped thousands of businesses like
yours over the past 30+ years.
Call me today. (415) 484-8661
No fees.
The key to staying competitive is to leverage
superior fintech from the #1
sources.
click to play
|
The
starting point
for better customer retention, improved cash flow,
omni-channel commerce & customer experience,
superior security, service & pricing, customer data for individual marketing with targeted
incentives, and integrated management efficiencies
is your
innovative payments
platform. |
1.
Digital payments continue to change how people pay
in-store
Mobile wallets like Apple Pay and
Samsung Pay continue to spark change at the point of sale by
making checkout faster, safer, and more convenient. While mobile
wallets will be the leading POS payment method globally by 2023,
North American consumers will still favor traditional payment
methods such as credit and debit cards. But that doesn’t mean
there isn’t wide adoption of mobile and digital wallets.
Millions of consumers are using them on a daily basis,
especially online. Activating acceptance of digital and mobile
wallets is crucial to bridge consistency between the instore and
online experience.
2.
The lines continue to blur between online and in-store
Payments are often tracked between channels, but consumers are
generally focused on the end result rather than the channel
where they’re making the purchase. Convenience is typically the
deciding factor for how a consumer prefers to shop. And they
expect consistency and convenience whether they visit a store,
stay online, or find a middle ground between the two. For
instance, as buy online, pick up instore becomes more and more
prevalent, consumers are looking for retailers to make it easy.
That means the payment should be nearly invisible. With so many
alternative payment methods available, it’s becoming easier to
do just that.
3.
The next generation of shoppers are looking for
personalization from brands
Today’s teenagers and young adults are the first generation of
digital natives, yet that’s only the beginning of what makes Gen
Z distinctive. Gen Z shoppers gravitate to brands that are
transparent about values, that seek to understand them as
individuals, and that deliver exceptionally personalized
service. We explore how enterprises that can individualize at
scale can gain the trust and loyalty of a new generation of
shoppers.
4.
Instant payment schemes will open up new doors for
payment methods
Alternative payment methods go beyond just mobile and digital
wallets. Additional options like buy now pay later and bank
transfer are also changing the payments world. Open banking
initiatives are bringing a new wave of change to the payments
industry and with it, an additional alternative payment method
for retailers to consider: account to account payments. These
payments have existed for a while in peer to peer relationships
and the ACH network, but open new doors for retailers in the
form of cost savings. Real time payments could set new habits in
how consumers prefer to pay businesses.
5.
New technologies are advancing how AI is being utilized
for payments
Advancements in the interfaces that allow humans and computers
to communicate are sparking change in how we can purchase items
online and engage with some brands. Improvements to artificial
intelligence allow us to literally interact with voice
assistants; from having them tell us jokes, to playing music, to
asking for our favorite coffee to be reordered. Smart speakers
have become a part of our everyday lives. The rise of voice
assistants has opened the door to making purchases using only
our voices, but the commercial potential remains largely
untapped. Further advancements in security and identifying what
customers want from a voice only search will predict future
success.
Growing your business audience starts with understanding how
best to connect with your potential customers. Shoppers engage
with retailers at the most critical intersection—the payment.
from
SmallBusinessReports.org
Small Business Reports
— business journal for business owners
|
Expand and grow with confidence
Compare fintech strategies to stay
competitive.
We have helped thousands of businesses like
yours.
Call me today. (415) 484.8661
No fees.
responsible straight-forward ethical business practices
that put people first
Capital Strategies • Fintech Payments • Customer Financing
We work with over a million merchants around the world
-- from local
stores to global enterprises.
We have decades of leadership in payments
and customer financing.
Access over one billion dollars of flexible private money
for
small business innovation and growth.
We do not charge fees.
We eliminate costly resellers.
responsible straight-forward ethical business practices
that put people first
What's your finance strategy?
Let's compare fintech strategies
to stay competitive. (415)
484.8661 No fees.
We have helped thousands of businesses like
yours over the past 30+ years.
Working together, we can achieve your business goals
- both now and for the
future -
with innovative strategies and trusted finance sources.
Expand and
grow with confidence
Easily access all kinds of capital.
Online Conventional Long Term Funding and Flexible Short Term
Money
OmniChannel Commerce • Payments Tech •
Continuously Updated Security
Real Time Settlement Merchant Funds 24/7
•
Simplified Pricing
Lines of Credit
•
Equipment Financing
• Customer Financing
We eliminate resellers
Money is now a
convenient small business resource because of superior fintech.
Innovation is Vital to Stay Competitive
100% committed to small businesses.
No fees. No resellers.
Capital Strategies • Cloud Payments Tech •
Customer
Financing
Who helps you stay competitive in all three areas of
business finance?
How many
sales reps does it take? How well do they know your business?
Do they work together as a team toward your goals?
Most business owners do not have time to learn and keep up with
fast-evolving
fintech payments
solutions, security, service, and pricing.
Expand and grow with confidence.
Access all kinds of capital easily.
responsible straight-forward ethical business practices
that put people first
this resume does not
sell products or services -- no fees
this
website does not track viewers or
collect data
How's your business?
Businesses
recognize they must embrace smart innovation
to
retain customers, improve cash flow, and stay competitive.
Capital Strategies • Fintech
Payments • Customer Financing
Today's fintech leaders advance the way businesses stay competitive with artificial intelligence and
machine learning to instantly interpret vast data
to confidently reduce risk, increase speed, and lower costs.
Small businesses are no longer required to use resellers.
Now, more than ever, it matters who
you're with.
We eliminate costly resellers.
EXAMPLES
ONLY - INFORMATION BELOW IS NOT UPDATED - Educational purposes only
click to
open the report:
"Closing
the Cash Flow Gap with Real Time Settlement 24/7"
Fully integrated omni-channel digtal
commerce payments platform for managing payments, inventory, pricing and discounts, sales tax,
employees, targeted marketing with customer data, loyalty and
gift card campaigns, robust
reporting and remote access -- to run more efficiently with superior
security, service, and pricing with frictionless transactions on any
screen anywhere for physical and digital sales
and automated customer service
A fully integrated digital store is a
permanent
profit center for long-term competitive growth.
Businesses either grow or die.
54% of small businesses across the U.S.
are at risk of financial difficulty.
-- Wall Street Journal
OmniChannel Commerce Fintech Payments & Customer Experience with fully integrated digital store
is an immediate profit center with secure cloud-hosted
smart point-of-sale data business managment for payments, inventory, pricing
& discounts, sales tax, employees, loyalty marketing, robust reporting,
and remote access -- to acquire, retain and serve customers 24/7, both retail and
wholesale, both physical and digital -- on any screen anywhere.
- example only -
It's fast and easy to setup and run.
Click video above. "Fully Integrated Digital Store"
Click video above. "Murphys Motorcycle Company"
Click video above. "WJ Doyle Wine & Spirits"
Click video above. "Smart Point-of-Sale
Business Management"
For example and comparison only --
Call me today for a Competitive Strategy including a free 15-day fully functional
test drive of an
innovative integrated online store with unlimited customer support.
No payment required. No risk. No obligation. (415) 484.8661
responsible straight-forward ethical business practices
that put people first
this resume does not sell or advertise products or services -- no fees
EXAMPLES ONLY
Finance Tech
Capital Strategies •
Cloud Payments Tech •
Customer Financing
|
Capital is now a quick
easy resource because of fintech.
|
EXAMPLES ONLY
- for example only -
information not current - for educational purposes
Take advantage of a streamlined application process and superior
customer service. Don’t waste time going from bank to bank. Advanced
software matches your business with the bank in the network most likely to fund. It's
much faster.
Term loans from banks in the
network are generally faster to fund and require less documentation than
a traditional SBA 7(a) loan. The 2-5-year term gives businesses an
affordable low monthly payment.
Details include: - for example only
- $30,000 to $500,000 loan amounts
- Wide use of funds
- 2 – 5 year repayment terms
- Fixed interest rates as low as 7.99%
- Monthly payments
-
No pre-payment
penalties
A term loan application consists of a basic business loan package (tax return, bank statements, debt schedule,
financial statements). The underwriting team analyzes
applications quickly before submitting to
a lender through a bank-enabling
finance technology platform
-- the #1 online fintech source for SBA loans under $350,000.
Once the loan request
is sent to a partner bank where we know it qualifies, loans can close in 5-7
business days.
- Multiple lenders offer a
variety of loan products to meet each business’ unique financing
needs.
- Term loans are fully amortized and carry
no prepayment penalties.
- Bank term loans can refinance personal
credit cards and personal debts used for business. Credit cards can
remain open after payoff.
- Clients may receive competing
offers with different terms and can choose the best solution.
-
Banks
build relationships with small businesses and are excellent
resources for future financing.
Expand and
grow with confidence
Please call me today and compare
strategies.
(415) 484.8661
I do not charge fees.
Access capital easily
Online Long Term Funding
& Flexible Short Term Money
Omnichannel Commerce & Fintech Payments
Real Time Settlement Merchant Funds 24/7
•
Simplified Pricing
Lines of Credit
•
Equipment Financing
• Customer Financing
responsible straight-forward ethical business practices
that put people first
this website does not
advertise products or sell services -- no fees
EXAMPLES ONLY - INSTRUCTIONAL ONLY
this website does not
advertise products or sell services -- no fees
examples
only
phildoyle.com is not a lender or broker or
reseller
examples
only
- examples only- instructional
information
FinTech
Capital Strategies
- examples only -
Expand and grow with confidence
Please call me today to compare strategies
(415) 484.8661
I do not charge fees.
Money is now a
convenient small business resource because of fintech.
Quick SBA Business Loans
- examples only - information
not current - for educational purposes only
It’s
tough to beat the low cost rates and long repayment terms of a working
capital SBA loan. However, the traditional process of applying directly
at a bank can be quite cumbersome and often results in a 'no'. We
changed that. We make it easy for you to apply for a working capital SBA
loan and our online marketplace helps get you to a 'yes' because we
match your business with the lender most likely to fund your loan. You
can use the funds in a variety of ways:
- Purchase equipment
- Increase inventory
- Add marketing programs
- Operating expenses
- Hire additional staff
- Refinance high-interest debt, saving
you hundreds or even thousands per month
Pre-qualify
in as little as 5 minutes without impacting your credit score! Simply
provide basic information online and we’ll automatically tell you if
you pre-qualify for a working capital SBA loan from $30,000 to $350,000.
Consolidate or Refinance
Refinancing
existing debt with a low-cost SBA consolidation loan is an important
step to take if you want to expand and save big. Large or frequent
payments can make it difficult to run day-to-day business operations.
Additional funds may be used for working capital to help your business
expand.
SBA
debt consolidation loans can be used to refinance:
- Merchant Cash Advances
- Short-term Business Loans
- High Interest Funding
- Daily or Weekly Payment Loans
- Business Credit Cards
Pre-qualify
in as little as 5 minutes without impacting your credit score! Simply
provide basic information online and we’ll automatically tell you if
you pre-qualify for a working capital SBA loan from $30,000 to $350,000.
SBA Commercial Real Estate
Strategies
for example only -
information not current - educational
With
25-year terms and interest rates ranging from 6.25% to 7.50%*, SBA 7(a)
loans are a great option for small businesses looking to refinance an
existing commercial real estate mortgage, buy an office building or
other owner-occupied commercial space. The rent replacement option with
minimal down payment, offered by our preferred SBA lending banks, lets
you keep more of your cash to invest in growing your business.
Pre-qualify
in as little as 5 minutes without impacting your credit score. Simply
provide basic information online and we’ll automatically tell you if
you prequalify for an SBA commercial real estate loan from $500,000 to
$5 million.
- examples only - educational
Flexible Short Term
Money
flexible terms and repayment options
responsible straight-forward ethical business practices
that put people first
this professional website does not
advertise products or sell services -- no fees
- examples only -
Fintech Payments
Fully Integrated
Efficiencies and Continuously Updated Security
Omnichannel Commerce with Fintech Payments & Continuously
Updated Security
5% increase in revenue. 15%
decrease in chargebacks. 12% reduction
in debit card fees.
Higher conversion rates. Improved authorization
& acceptance of all payment methods.
SmallBusinessReports.org
Small Business Reports
business journal
for business owners
Reliable low-cost fintech payments,
inventory, pricing & discounts, sales tax, employees, target marketing,
loyalty, robust reporting, and digital office for better informed
decisions and efficient simplicity.
Below are examples from 2020
-- from the past.
Don't be stuck in the past!
Have you moved your cash flow operations to the fintech payments
cloud?
- examples only - from 2020 -
Everything changed because of powerful finance tech platforms for security, service,
and cost.
Free up time with
reliable smart point-of-sale tools to run more efficiently
and make smarter decisions.
Special Report Product Review
Reliable Point-of-Sale Tools
- examples only -
- examples only -
-
examples only -
responsible straight-forward ethical business practices
that put people first
this professional website does not
advertise products or sell services -- no fees
examples only - from 2020
Digital
Customer Financing
mobile, contactless,
easy, paperless. larger approvals, fewer declines, 100% digital
not available from
traditional sources
Smart fintech
digital customer financing boosts revenue
this professional website does not
advertise products or sell services -- no fees
PHIL DOYLE
capital
strategies since 1988
helping businesses stay competitive
phildoyle.com
(415) 484.8661
|
PROFESSIONAL:
Independent FinTech Agency Representing the
#1 Leaders in All Three Areas of Business Finance
Capital Strategies •
Payments Tech • Customer Financing
Helping businesses stay competitive
since 1988
Responsible straight-forward ethical business practices
that put people first
BUSINESS:
Started, financed, operated, and sold
three pioneering, fast growth video companies:
BrainwareTV - first-ever streaming
online video rentals with Digital Rights to prevent piracy -- over 1,000
business training programs in 21 languages with online business
customers in 80+ countries - Internet marketing exclusively - opened new
digital global market for streaming video rentals for business skills training.
Video Guide® - the first
US print magazine for video family home entertainment
with major Hollywood
studio movie advertising - distributed
nationally through local video stores with their logo and coupons on
the covers Dimensions in
Video - the largest family home entertainment video store in northern
California (greater Sacramento market) during early home video industry growth
from 12% of US homes to over 95% local market saturation - the first
video store in the US with all-VHS (no Beta), no porn, no equipment
sales/rentals.
MARKETING & ADVERTISING:
Created and implemented fast growth strategies for increased advertising revenue - print and digital - for five business journals in San Francisco
Bay Area: Computer World magazine; Electro Optical Systems Design
magazine; North Bay Business Journal; East Bay Business Journal; Wine
Country Business Journal -- and weekly consumer newspaper Tahoe World in Tahoe City
CA
B.S. Business
Administration / Marketing & Advertising San Francisco
State University
1st Place College National Marketing
Competition, Mexican Beer Advertising Campaign
Created
local advertising base for the first school newspaper, Lassen
College, Susanville, CA
1st Place: Veterans of Foreign Wars Essay Contest, "What it
means to be
an American" -- 4th grade
PASSIONATE:
Skiing deep Winter powder and steep Spring snow
Sailing Lake Tahoe, San Francisco Bay,
Pacific Ocean / Gulf of the Farallones Long distance solo/bicycle touring -
bikepacking
Vancouver BC to San Diego CA - Hwy 101 & 1 Pacific
Coast (tail winds)
New Orleans, Louisiana (freighter) to Casablanca, Morocco, Africa to Ardal, Norway
via Spain, France, Germany, England, Wales, Ireland, and Scotland
Ft Bragg CA to Victoria BC - Hwy 1 & 101 Pacific Coast
(head winds) Back Roads off the beaten track to parts
unknown - and back (self-sufficient travel)
Tahoe City, CA to Homer, Alaska - IH Travelall 4WD
Tahoe City, CA to Cancun, Mexico via
Cabo San Lucas, Baja -
Willys Wagon 4WD
Tahoe City, CA to Nelson, BC to Taos, New Mexico - winter
- skied the original resorts - Jeepster
4WD Grass Valley,
CA to San
Diego, CA - Highway 1 - Honda 750
Grass Valley, CA to Glacier National Park, MT - Triumph
650 Bonneville
Rode a Vespa
scooter from Nassau around New
Providence Island, Bahamas
Drove
a Citroen car around Mallorca, Balearic Islands, Spain
HOBBIES & INTERESTS
Travel:
Long
distance independent adventure
Lifelong learning:
History of
money, finance, credit, lending
MENTORS
Napolean Hill, W. Clement Stone, Earl
Nightingale, Zig Ziglar, Denis Waitley, Brian Tracy, Wayne Dyer, Jack Tenge, Jack Bogle, Warren
Buffett, Charles Schwab
VALUES & INTEGRITY:
We become what we think about
most
Think about what you want, not what you
don't want
What does the person in front of you need or want?
Success comes to those who give more than they receive
Those who think it is permissible to tell white lies soon grow
colorblind
You’ll never succeed beyond your wildest dreams unless you have some
wild dreams
Do more than is required of you
Find yourself by losing yourself in service to your fellow human, your
country and your God
No one was ever honored for what they received, only for what they gave
To thine own self be true. Be optimistic
What the superior person seeks is in himself; what the smaller person
seeks is in others
By the work one knows the worker
What’s the most effective use of my time right now?
See yourself the way you want to become, not as you are
Just trying is a noisy way of not doing something
If we all worked on the assumption that what is accepted as true is
really true, there would be little hope of advancement
My how people are different since I’ve changed
The most important force I have is what I say to myself and believe
Wisdom is a combination of truth and love
If honesty didn’t exist it likely would be invented as one of the best
ways of becoming wealthy
Expect the best
A smooth sea never made a skillful mariner
Learn to see things as they really are, not as we think they are
High achievement always takes place in a framework of high expectations
No authority is higher than reality
Relentless positive repetitive self-talk changes our self image
The greatest strength one can have is intentional motivation
It’s not just what you know but what you do that counts
Refuse to quit.
What's next?
more
inspirational quotes
https://phildoyle.com/more_quotes.pdf
Capital Strategies • Fintech Payments
Services • Customer
Financing
Fintech Payments are to
POS
what Smart Phones
were to Flip Phones,
what Windows was to DOS,
what Google was to the Yellow
Pages.
Is your cash flow operation, customer information,
and sales
data from every transaction—from all sales
channels—available in real time all in one place for
easy robust reporting to manage payments, digital marketing with
personalized promotions, inventory, and pricing/discounts so you make better informed
decisions quicker to take advantage of opportunites to retain
customers, improve cash flow, and simplify operations?
Clients average 5% increase in revenue, 15% decrease in
chargebacks, and 12% reduction in debit card fees -- with higher
conversion rates, improved authorization, better acceptance of
all payment methods, smarter use of business and
customer data, and predictive continuously updated
payments programming and security to
protect your business data and customer information from fraud.
phildoyle.com
PHIL DOYLE
capital
strategies
(415) 484-8661
helping businesses stay competitive since
1988
FISglobal
worldpay independent agent since 2019
responsible straight-forward ethical business practices
that put people first
Phil Doyle
is an authorized independent agent for leading finance tech sources.
Phil Doyle is not
a finance lender, broker/agent, or magician.
This resume does not sell products/services, quote rates/pricing, collect data, or track
viewers. No fees.
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© copyright 2018-2023 phildoyle.com
Phil Doyle All Rights Reserved |