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phildoyle.com


PHIL DOYLE
capital strategies

(415) 484-8661

business finance since 1988
helping businesses stay competitive

responsible straight-forward ethical business practices that put people first

Online Lending Strategies  •  Fintech Payments Provider  •  Digital Customer Financing

Trusted finance strategies specifically
for your business operations, expansion, or refinance.

No fees. 100% digital. Safe.

Online Long Term Bank/SBA Finance Strategies  •  Flexible Short Term Private Money
Quick Working Capital  •  Unsecured Business Funding  •  Non-bank Advances
Omnichannel Digital Commerce  •  Fintech Payments  •  Simplified Pricing
Real Time Settlement of Merchant Funds 24/7  •  Superior Security Continuously Updated
 Lines of Credit  •  Equipment Financing  •  Digital Customer Financing

your partner and agent in alliance with FISglobal.com
and other trusted networks of fintech business strategies

FINTECH THE FINANCE WORLD IS BUILT ON

FIS Ranks First in 2022 IDC FinTech Rankings

https://www.businesswire.com/news/home/20220912005124/en/  (FIS video)

FISglobal is to finance tech what Google is to information tech --  #1

competitive high-performance finance strategies
specifically for your business operations, expansion, or refinance

Retain Customers.  Improve Cash Flow.  Simplify Operations.

5% increase in revenue ..15% decrease in chargebacks ..12% reduction in debit card fees
Higher conversion rates .. Improved authorization & better acceptance of all payment methods

How's your business?


Phil Doyle resume at bottom of page

I have a business finance agency based on my 30 years in business lending, payments services, and customer financing.  We help businesses stay competitive.  We do not charge fees or add to costs.  We represent the #1 sources (safest, fastest, oldest, biggest) in all three areas of business finance.   We are not a lender or broker or reseller. We are an entirely new kind of business finance agency - 100% digital online.  As an independent agency, we receive fees from our finance sources for recruiting and developing new direct accounts. We are part of their fixed cost of new client acquisition that they pay whether the new client is from their in-house reps or from an expert independent agency. A business finance agent in the 2020s must be 100% digital and global. Traditional resellers are being eliminated by finance tech. It costs you nothing to use our expert knowledge and experience. You may contact business finance sources directly, but your cost will be the same.  Business finance is not self-service so you need a professional guide.  Business owners do not have time to learn and stay current and competitive with constant innovative changes in finance tech for business lending, payments services, and customer financing. We help businesses like yours to run their cash flow operations like a competitive machine with a highly secure high-performance precision engine.

Letter from Phil Doyle
Hello Business Owner
(secure pdf)

What do you need for operations, expansion or refinance?

Access all kinds of finance easily. Expand and grow with confidence.

#1 Online Bank/SBA Finance Strategies & Flexible Short Term Private Money
#1 Fintech Payments Provider / Omnichannel Commerce
#1 Digital Customer Financing

How do you plan to stay competitive in the Digital 2020s?

 

Finance tech totally reinvented payments services.        Pricing is completely different.  Resellers are no longer required.  Updates to your POS terminal are no longer needed.       Your cash flow operations -- customer information, sales data, security, digital store, shopcart, omnichannel commerce, reporting, and payments processing -- need to interact in the fintech cloud for superior payments services, security, and efficiency -- and better use of your data.  Low-cost high-performance precision cash flow operations with continuously updated payments security and programming are required to stay competitive in the Digital 2020s. Three fintech payments providers serve businesses directly -- no reseller required.       After mega-billion dollar mergers, they are old companies with unfamiliar new names.  We represent all three.  Accelerate growth and protect your business and customers with smarter use of your data.       If you are using a payments services reseller (if your payments programming and security reside on your POS equipment and require updates) you may have a big competitive disadvantage.  Cash flow operations, payments programming, and digital security need to interact in the fintech cloud for high performance and superior fraud protection.  Compare today.

  Retain Customers.  Improve Cash Flow.  Simplify Operations.

competitive high-performance finance strategy
specifically for your business operations, expansion, or refinance

5% increase in revenue ..15% decrease in chargebacks ..12% reduction in debit card fees
Higher conversion rates .. Improved authorization & better acceptance of all payment methods

Access all kinds of money easily

Business Lending Strategies • Fintech Payments • Customer Financing

Online Long Term Bank/SBA Finance Strategies  •  Flexible Short Term Private Money
Working Capital  •  Unsecured Business Funding  •  Non-bank Advances
Omni-Channel Digital Commerce  •  Payments & Customer Experience
Real Time Settlement of Merchant Funds 24/7  •  Simplified Pricing
 Lines of Credit  •  Equipment Financing  •  Customer Financing

Finance strategies specifically for your business.
No fees. No effect on your credit.

Call today.

Phil Doyle  capital strategies since 1988  (415) 484-8661

Compare your loan options.

A common mistake is focusing on the interest rate.

Six points to consider: the funds offered, additional fees, term length, collateral required, reporting restrictions, and any special rules about paying off the debt. Repayment terms are unique to each loan. Are you allowed to actually pay off this loan sooner? Are you paying interest and principal all the way along, or a large principal repayment at the end?

 

As ‘buy now, pay later’ plans grow, so do delinquencies

NEW YORK (AP) — Americans have grown fond of “buy now, pay later” services, but the “pay later” part is becoming increasingly difficult for some borrowers.

Four ways businesses can dodge loan scams and predatory lenders

1. BE WARY OF EXCESSIVE SPEED
2. NEVER PAY MONEY UPFRONT
3. EXPLORE ALL OF YOUR LENDING OPTIONS
4. SURROUND YOURSELF WITH THE RIGHT EXPERTS

Small Business Reports
business journal for business owners
SmallBusinessReports.org

We help businesses like yours to run their cash flow operations
like a competitive machine with a highly secure high-performance precision engine.

Retain Customers.  Improve Cash Flow.  Simplify Operations.

Competitive finance strategies specifically for your business

No fees. No effect on your credit,

Please call today.  (415) 484-8661

click for complete report - secure pdf
SmallBusinessReports.org

Small Business Reports
business journal for business owners

click to view short video

Fintech Payments Services

Turn customer transactions into smarter connected experiences

click for complete report  secure pdf

click for complete report
SmallBusinessReports.org

Small Business Reports
business journal for business owners

Retain Customers. Improve Cash Flow. Simplify Operations.

Fintech Payments Provider / Omnichannel Commerce

5% increase in revenue ..15% decrease in chargebacks ..12% reduction in debit card fees
Higher conversion rates .. Improved authorization & better acceptance of all payment methods

Phil Doyle resume at bottom of page

Call me today for a competitive finance strategy.

(415) 484-8661

"Fintech Payments are to POS Terminals
what Smart Phones were to Flip Phones,
what Google was to the Yellow Pages,
and what Windows was to DOS."

      

Using Data Intelligently to Drive Business Outcomes

Smart Insights for a New Future — PACE Report

Gaining Lift from the Consumer Shift — CMO Council

click for Special Reports
- secure link -

SmallBusinessReports.org

Small Business Reports
business journal for business owners

How Commerce Has Changed Forever

 Fintech Payments Provider / Omnichannel Commerce

5% increase in revenue.  15% decrease in chargebacks.  12% reduction in debit card fees.

Higher conversion rates.  Improved authorization & acceptance of all payment methods.

Four security questions to ask your payments provider

click for Special Report

SmallBusinessReports.org

Small Business Reports
business journal for business owners

Stay Competitive in the Roaring 2020's

A Golden Era of Business Finance & Access to Capital

Omnichannel Digital Commerce / Fintech Payments Provider


click to play - scroll down for complete report below

     The starting point for better customer retention, improved cash flow, omnichannel payments, digital commerce, superior security & service, simplified pricing, sales & customer data for individual marketing with targeted incentives, and integrated management efficiencies to streamline operations is your innovative payments platform.

OMNICHANNEL COMMERCE
FINTECH PAYMENTS SERVICES
Simplify operations, retain customers, and improve cash flow



Omnichannel digital commerce with fintech payments services powers an immediate profit center with secure cloud-hosted smart point-of-sale business managment of payments, inventory, pricing & discounts, sales tax, employees, loyalty marketing, robust intelligent reporting, and remote access — to acquire and retain customers 24/7, retail and wholesale, physical and digital.

"It's fast and easy to setup and run."

Omnichannel Commerce

click to play

click to play



click to play

What sets us apart?

SMART MONEY

Fintech Payments & Omnichannel Commerce Fuel Marketing & Management
 

What sets us apart is the consistent and seamless experience we provide in all three areas of business finance.  Working with us is the same as working directly with the source —only better because often we can make things happen quicker.      I grew up in this company when it was a small family business.  It was built on genuine business relationships —and still is. Now, we work with the best people and companies in all three areas of business finance.      We serve businesses of all sizes in most industries:  insurance, real estate, automotive, manufacturing, distribution, retail, services, home improvement, contractors, construction, oil and gas, mining, technology, and pharmaceuticals.  Working with a business finance agency and sources that deal regularly with companies in your industry is a tremendous benefit. Phil Doyle resume at bottom of page Call me today for a competitive finance strategy. (415) 484-8661 Do you go to a restaurant to cook your own meal? Would you go to a website to arrange your own business finance strategy? No. You need their experience, service, and speed for the best results.        As an independent business finance agency representing the #1 leaders (safest, fastest, biggest, oldest) and other sources, we help businesses get what they need to stay competitive, and we continue to support their growth.  We do not charge  fees or add to costs.  Resellers are no longer required. You will have a direct account with the source.       You will have a knowledgeable, competent business finance partner throughout every step of the process with innovative finance strategies, simplified pricing, competitive low cost, larger amounts, and more flexible terms. The application, underwriting, and funding are fast because of superior finance tech.

What's next?

Compare your sources in all three areas of business finance.

 Business Lending Strategies • Fintech Payments Provider • Digital Customer Financing

Compare finance strategies and get what you need.
We have helped thousands of businesses like yours.

Is all your customer info and sales data from every transaction—from every sales channel—available and accessible all in one place with robust reporting to inform and manage payments processing, marketing, inventory, pricing & discounts, sales tax, accounting, and employees so you can make smarter decisions faster that simplify operations, retain customers, and improve cash flow?

Stay competitive with omnichannel fintech payments for superior security for your customer data, sales reporting, increased customer retention, and improved cash flow.  Increase efficiency and performance with superior service and security—with no reseller—using your existing POS hardware, if desired.

Please call me today.  (415) 484.8661  
I do not charge fees.

Money is now a convenient business resource because of superior finance tech. Example - Short-term non-bank finance strategy:  $5,000 to $250,000, 1st or 2nd, 6-24 months, weekly payment. 100% online, 1 page application & 3 months bank statements, No broker fee or commission. No early payoff cost. No collateral. No upfront costs or fees. Professional service.

Business owners say innovation is vital to stay competitive.     Dear Business Owner,       I have a business finance agency based on 30 years in business lending, payments services, and customer financing.  We help businesses stay competitive.  We do not charge fees or add to costs.  We represent the #1 finance sources (safest, fastest, biggest, oldest) and others in all three areas of business finance.         What do you need for operations, expansion, or refinance?      Access all kinds of business finance easily. Expand and grow with confidence.            #1  Online Bank/SBA Finance Strategies & Flexible Short Term Private Money           #1  Fintech Payments Provider / Omnichannel Commerce           #1  Digital Customer Financing         How do you plan to stay competitive?          We are trusted leaders - oldest, safest, biggest, fastest, most advanced fintech - with superior security, service, and pricing in all three ares of business finance.  We have helped thousands of businesses like yours.       If you are not staying competitive with fintech payments, you already may be years behind with security, service, and pricing.  Compare your finance sources for business loans, payments services, and customer financing.  Business Finance   — Long term bank/SBA strategies, flexible short-term working capital    Q:  What do you need for expansion, operations, or refinance? Q: What's next?   Call me today for a competitive finance strategy.        Payments Services  — Omnichannel payments, real time settlement, simplified pricing    Q:  What percent of sales is digital with customer data for targeted incentives? Q:  How do you use your sales data for individual marketing to retain customers?                  Customer Financing  — Boost sales with the the right consumer lender    Q:  What percent of sales is from customer financing? Q:  How do you offer customers financing for their purchase?        Fintech Payments & Omnichannel Digital Commerce Fuel the New Marketing & Management Using Data Intelligently to Stay Competitive Retain Increase Customer Retention, Improve Cash Flow, and Simplify Operations with Fintech Payments & Omnichannel Commerce 5% increase in revenue..15% decrease in chargebacks..12% reduction in debit card fees Higher conversion rates .. Improved authorization & better acceptance of all payment methods Four Security Questions to Ask Your Payments Provider      Finance tech and artificial intelligence transformed security, service, and pricing. Four Ways to Dodge Loan Scams and Predatory Lenders      Capital is now a safe convenient business resource because of superior finance tech. SmallBusinessReports.org — Small Business Reports  —  business journal for business owners Let me help you compare finance and get what you need. How's your business?   Phil Doyle   capital strategies     business finance since 1988 phildoyle.com   (415) 484-8661    helping businesses stay competitive™ Business Lending Strategies  •  Fintech Payments Services  •  Customer Financing Please call me today for a competitive finance strategy.

Money is a now convenient business resource because of superior finance tech. Example: short-term finance strategy:  $5,000 to $250,000, 1st & 2nd, 6-24 months, weekly payment. 100% online, 1 page application & 3 months bank statements, No broker fee or commission. No early payoff cost. No collateral. Safe. Quick. Flexible. No fees. No upfront cost. Next day funding. Professional service. As 'buy now, pay later' surges, a third of U.S. users fall behind on payments SmallBusinessReports.org Small Business Reports - business journal for business owners Compare finance strategies and get what you need. We have helped thousands of businesses like yours. Please call me today. I do not charge fees. (415) 484-8661 Expand and grow with confidence. Access all kinds of money quickly. Online Long Term Bank/SBA Finance Strategies  •  Flexible Short Term Private Money Working Capital  •  Unsecured Business Funding  •  Non-bank Finance Omni-Channel Digital Commerce Payments & Customer Experience Real Time Settlement of Merchant Funds 24/7  •  Simplified Pricing  Lines of Credit  •  Equipment Financing  •  Customer Financing 100% digital. Easy, quick and safe. responsible straight-forward ethical business practices that put people first

REINVENT SMARTER

Today's finance leaders advance the ways businesses stay competitive.

All three areas of business finance suddenly transformed security, service,
and pricing which accelerated ahead five years with finance tech, artificial intelligence,
and machine learning to confidently reduce risk, increase speed, and simplify pricing.

Now, more than ever, it matters who you're with.
Resellers lack the finance tech for security and speed.
If you are not staying competitive, you already may be years behind.

"Simplify operations, retain customers, and improve cash flow with omni-channel commerce."

Let's compare finance strategies to stay competitive.
We have helped thousands of businesses like yours over the past 30+ years.

Call me today.  (415) 484.8661   No fees.

The key to staying competitive is superior finance tech from the #1 sources.
 

click to play

The starting point for better customer retention, improved cash flow, omni-channel commerce & customer experience, superior security, service & pricing, customer data for individual marketing with targeted incentives, and integrated management efficiencies is your innovative payments platform.

 

1.    Digital payments continue to change how people pay in-store Mobile wallets like Apple Pay and Samsung Pay continue to spark change at the point of sale by making checkout faster, safer, and more convenient. While mobile wallets will be the leading POS payment method globally by 2023, North American consumers will still favor traditional payment methods such as credit and debit cards. But that doesn’t mean there isn’t wide adoption of mobile and digital wallets. Millions of consumers are using them on a daily basis, especially online. Activating acceptance of digital and mobile wallets is crucial to bridge consistency between the instore and online experience. 2.    The lines continue to blur between online and in-store Payments are often tracked between channels, but consumers are generally focused on the end result rather than the channel where they’re making the purchase. Convenience is typically the deciding factor for how a consumer prefers to shop. And they expect consistency and convenience whether they visit a store, stay online, or find a middle ground between the two. For instance, as buy online, pick up instore becomes more and more prevalent, consumers are looking for retailers to make it easy. That means the payment should be nearly invisible. With so many alternative payment methods available, it’s becoming easier to do just that. 3.    The next generation of shoppers are looking for personalization from brands Today’s teenagers and young adults are the first generation of digital natives, yet that’s only the beginning of what makes Gen Z distinctive. Gen Z shoppers gravitate to brands that are transparent about values, that seek to understand them as individuals, and that deliver exceptionally personalized service. We explore how enterprises that can individualize at scale can gain the trust and loyalty of a new generation of shoppers. 4.    Instant payment schemes will open up new doors for payment methods Alternative payment methods go beyond just mobile and digital wallets. Additional options like buy now pay later and bank transfer are also changing the payments world. Open banking initiatives are bringing a new wave of change to the payments industry and with it, an additional alternative payment method for retailers to consider: account to account payments. These payments have existed for a while in peer to peer relationships and the ACH network, but open new doors for retailers in the form of cost savings. Real time payments could set new habits in how consumers prefer to pay businesses. 5.    New technologies are advancing how AI is being utilized for payments Advancements in the interfaces that allow humans and computers to communicate are sparking change in how we can purchase items online and engage with some brands. Improvements to artificial intelligence allow us to literally interact with voice assistants; from having them tell us jokes, to playing music, to asking for our favorite coffee to be reordered. Smart speakers have become a part of our everyday lives. The rise of voice assistants has opened the door to making purchases using only our voices, but the commercial potential remains largely untapped. Further advancements in security and identifying what customers want from a voice only search will predict future success. Growing your business audience starts with understanding how best to connect with your potential customers. Shoppers engage with retailers at the most critical intersection—the payment. from   SmallBusinessReports.org     Small Business Reports — business journal for business owners

 Expand and grow with confidence

Compare finance strategies to stay competitive.
We have helped thousands of businesses like yours.

Call me today.   (415) 484.8661   No fees.

responsible straight-forward ethical business practices that put people first

Business Lending Strategies • Fintech Payments • Customer Financing

We work with over a million merchants around the world
-- from local stores to global enterprises.

We have decades of focus on payments and customer financing.

Access one billion dollars of flexible private money
for small business innovation and growth.

We do not charge fees. We eliminate resellers.

responsible straight-forward ethical business practices that put people first

What's your finance strategy?
 

Let's compare finance strategies to stay competitive.  (415) 484.8661    No fees.
We have helped thousands of businesses like yours over the past 30+ years.

 Working together, we can achieve your business goals
- both now and for the future -
with innovative strategies and trusted finance sources.

Expand and grow with confidence

Access all kinds of money easily.

Online Long Term Bank/SBA Finance Strategies  •  Flexible Short Term Working Capital
Private Money  •  Unsecured Business Funding  •  Non-bank Finance
Omni-Channel Digital Commerce Payments & Customer Experience
Real Time Settlement of Merchant Funds 24/7  •  Simplified Pricing
 Lines of Credit  •  Equipment Financing  •  Customer Financing


We eliminate resellers

Money is now a convenient business resource because of superior finance tech.

Call me today. 

Innovation is Vital to Stay Competitive

100% committed to small business finance. 
No fees. No resellers.

Business Lending Strategies  •  Fintech Payments  •  Customer Financing

Who helps you stay competitive in all three areas of business finance?
How many sales reps does it take? How well do they know your business?
Do they work together as a team toward your goals?

Most business owners do not have time to learn and keep up with
fast-evolving finance tech, payments solutions, security, service, and pricing.

Expand and grow with confidence.  Access all kinds of money easily.

responsible straight-forward ethical business practices that put people first
this professional site does not sell products or services -- no fees
this secure website does not track viewers or collect data

How's your business?

Businesses recognize they must embrace smart innovation
to retain customers, improve cash flow, and stay competitive.

Business Lending Strategies  •  Fintech Payments  •  Customer Financing

Today's finance leaders advance the way businesses stay competitive with artificial intelligence and
machine learning to instantly interpret vast data to confidently reduce risk, increase speed, and lower costs.
Small businesses are no longer required to use resellers because many resellers lack security and speed.

Now, more than ever, it matters who you're with.

We eliminate resellers.

EXAMPLES ONLY - INFORMATION

click to open the report:
"Closing the Cash Flow Gap with Real Time Settlement 24/7"

Fully integrated omni-channel digtal commerce payments platform for managing payments, inventory, pricing and discounts, sales tax, employees, targeted marketing with customer data, loyalty and gift card campaigns, robust reporting and remote access -- to run more efficiently with superior security, service, and pricing with frictionless transactions on any screen anywhere for physical and digital sales and automated customer service

A fully integrated digital store is a permanent
profit center for long-term competitive growth.
 

Businesses either grow or die.

54% of small businesses across the U.S. are at risk of financial difficulty.
-- Wall Street Journal

Omni-Channel Commerce Payments Platform & Customer Experience with fully integrated digital store is an immediate profit center with secure cloud-hosted smart point-of-sale data business managment for payments, inventory, pricing & discounts, sales tax, employees, loyalty marketing, robust reporting, and remote access -- to acquire, retain and serve customers 24/7, both retail and wholesale, both physical and digital -- on any screen anywhere.

- example only -

It's fast and easy to setup and run.

Click video above.   "Fully Integrated Digital Store"

Click video above.   "Murphys Motorcycle Company"

Click video above.   "WJ Doyle Wine & Spirits"

Click video above.   "Smart Point-of-Sale Business Management"

For example and comparison only -- 
Call me today for a Competitive Finance Strategy including a free 15-day fully functional
test drive of an innovative integrated online store with unlimited customer support.
No payment required. No risk. No obligation.  (415) 484.8661

responsible straight-forward ethical business practices that put people first
this professional website does not advertise products or sell services -- no fees

Business Finance

Business Lending Strategies  •  Fintech Payments  •  Customer Financing

Money is now a quick easy business resource because of finance tech.

- for example only - information not current - for educational purposes

      Take advantage of a streamlined application process and superior customer service. Don’t waste time going from bank to bank. Advanced software matches your business with the bank in the network most likely to fund. It's much faster.

Term loans from banks in the network are generally faster to fund and require less documentation than a traditional SBA 7(a) loan. The 2-5-year term gives businesses an affordable low monthly payment. 

Details include:  - for example only

• $30,000 to $500,000 loan amounts
• Wide use of funds 
• 2 – 5 year repayment terms
• Fixed interest rates as low as 7.99%
• Monthly payments
• No pre-payment penalties

     A term loan application consists of a basic business loan package (tax return, bank statements, debt schedule, financial statements). The underwriting team analyzes applications quickly before submitting to a lender through a bank-enabling finance technology platform -- the #1 online fintech source for SBA loans under $350,000.

     Once the loan request is sent to a partner bank where we know it qualifies, loans can close in 5-7 business days.

• Multiple lenders offer a variety of loan products to meet each business’ unique financing needs.
• Term loans are fully amortized and carry no prepayment penalties.
• Bank term loans can refinance personal credit cards and personal debts used for business. Credit cards can remain open after payoff.
• Clients may receive competing offers with different terms and can choose the best solution.
• Banks build relationships with small businesses and are excellent resources for future financing. 

 

Expand and grow with confidence

Please call me today and compare finance strategies to stay competitive.

(415) 484.8661   I do not charge fees.

 

Access all kinds of money

Online Long Term Finance Strategies  •  Flexible Short Term Working Capital
Quick Private Money  •  Unsecured Business Funding  •  Non-bank Finance
Fully Integrated Omni-Channel Commerce Payments Platform
Real Time Settlement of Merchant Funds 24/7  •  Simplified Pricing
 Lines of Credit  •  Equipment Financing  •  Customer Financing

responsible straight-forward ethical business practices that put people first


this professional website does not advertise products or sell services -- no fees

 

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EXAMPLES ONLY - INSTRUCTIONAL
this professional website does not advertise products or sell services -- no fees

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- examples only- instructional information

Business Lending Strategies

 

- examples only -

Expand and grow with confidence
Please call me today to compare finance.

(415) 484.8661   I do not charge fees.

Money is now a convenient business resource because of finance tech.

Quick SBA Business Loans

- examples only - information not current - for educational purposes only

phildoyle.com is not a lender or broker or reseller

Why take out a SBA business loan?

It’s tough to beat the low cost rates and long repayment terms of a working capital SBA loan. However, the traditional process of applying directly at a bank can be quite cumbersome and often results in a 'no'. We changed that. We make it easy for you to apply for a working capital SBA loan and our online marketplace helps get you to a 'yes' because we match your business with the lender most likely to fund your loan. You can use the funds in a variety of ways:

• Purchase equipment
• Increase inventory
• Add marketing programs
• Operating expenses
• Hire additional staff
• Refinance high-interest debt, saving you hundreds or even thousands per month

Pre-qualify Without Impacting your Credit

Pre-qualify in as little as 5 minutes without impacting your credit score! Simply provide basic information online and we’ll automatically tell you if you pre-qualify for a working capital SBA loan from $30,000 to $350,000.

 

Consolidate or Refinance

Why Refinance with a SBA loan?

Refinancing existing debt with a low-cost SBA consolidation loan is an important step to take if you want to expand and save big. Large or frequent payments can make it difficult to run day-to-day business operations. Additional funds may be used for working capital to help your business expand.

SBA debt consolidation loans can be used to refinance:

• Merchant Cash Advances
• Short-term Business Loans
• High Interest Funding
• Daily or Weekly Payment Loans
• Business Credit Cards

Pre-qualify Without Impacting your Credit

Pre-qualify in as little as 5 minutes without impacting your credit score! Simply provide basic information online and we’ll automatically tell you if you pre-qualify for a working capital SBA loan from $30,000 to $350,000.

 

SBA Commercial Real Estate Lending Strategies

for example only

Purchase or Refinance Commercial Real Estate

With 25-year terms and interest rates ranging from 6.25% to 7.50%*, SBA 7(a) loans are a great option for small businesses looking to refinance an existing commercial real estate mortgage, buy an office building or other owner-occupied commercial space. The rent replacement option with minimal down payment, offered by our preferred SBA lending banks, lets you keep more of your cash to invest in growing your business.

 

Pre-qualify for an SBA 7(a) Commercial Real Estate Loan

Pre-qualify in as little as 5 minutes without impacting your credit score. Simply provide basic information online and we’ll automatically tell you if you prequalify for an SBA commercial real estate loan from $500,000 to $5 million.

  

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 - not available from traditional sources -

  - examples-

Short Term Money

flexible terms and repayment options

 

 

 

responsible straight-forward ethical business practices that put people first
this professional website does not advertise products or sell services -- no fees

 

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- not available from traditional resellers -

  - examples only - 

Payments Platforms

Fully Integrated Efficiencies Everywhere

Omni-Channel Commerce Payments Platform & Customer Experience

5% revenue lift.  15% reduction in chargebacks.  12% reduction in debit card fees.

Higher conversion rates.  Improved authorization & acceptance of all payment methods.

SmallBusinessReports.org

Small Business Reports
business journal for business owners

 

 

Reliable low-cost smart point-of-sale business management for payments, inventory, pricing & discounts, sales tax, employees, marketing, loyalty, robust reporting, and remote access office for better informed decisions and increased efficiency.

 

Below are examples from 2020

 

 

 

 

- examples only - from 2020 -

Everything changed because of powerful finance tech platforms for security, service, and cost.
    Free up time with reliable smart point-of-sale tools to run more efficiently and make smarter decisions.

Special Report Product Review       Reliable Point-of-Sale Tools      

 

 

 

 

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- examples only -
 

 

 

 

 

 

 

 

 

- examples only -

responsible straight-forward ethical business practices that put people first
this professional website does not advertise products or sell services -- no fees

Customer Financing
mobile, contactless, easy, paperless. larger approvals, fewer declines, 100% digital

not available from traditional sources

Smart fintech digital customer financing boosts revenue

this professional website does not advertise products or sell services -- no fees

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