this professional bio/resume does not sell products or services, track viewers, or collect data

 

phildoyle.com

PHIL DOYLE
capital strategies

(775) 389-7344


business finance since 1988


Business Lending  •  Payments Platforms  •  Customer Financing

responsible straight-forward ethical business practices that put people first

Expand and grow with confidence in all three areas of business finance

Please call me today for a Competitive Finance Comparison and Loan Offer.


Access all kinds of money

SBA & Bank Loans  •  Short Term Loans & Advances
Flexible Private Money
  •  Unsecured Business Funding

Fully Integrated Digital Store  •  Omni-channel Commerce Payment Platforms

Real Time Settlement of Merchant Funds 24/7  •  Simplified Pricing

 Customer Financing  •  Lines of Credit  •  Equipment Financing

SBA Commercial Real Estate Loans


 

 

 


 


     Hi. Thank you for your interest and attention. I appreciate you making time to visit because I know your time is valuable.

      I own a new kind of business finance agency based on my 30 years in business lending, payments platforms, and customer financing. We help businesses stay competitive. We do not add to your cost of money.

     We are trusted leaders - biggest, oldest, fastest, best finance tech - in all three areas of business finance with superior security, service, and pricing. We are:

#1 for Online SBA & Bank Loans and Short Term Loans & Advances
#1 Payments Platform in the World
#1 for Digital Customer Financing   

     The #1 sources are safer, faster, easier and less expensive because of finance tech. They no longer require small businesses to use resellers because many resellers lack the finance tech for security and speed.  It matters who you're with.

Please call me today for a short term loan offer with same day funding.

Phil Doyle
(775) 389-7344






 


 

 

How's your business? 

What's next?

SMART INNOVATION

 

Business owners say smart innovation
is vital to stay competitive.

 



SmallBusinessReports.org

Small Business Reports — business journal for business owners



Please call me today for a Competitive Finance Comparison.

Access all kinds of money.


SBA & Bank Loans  •  Short Term Loans & Advances
Flexible Private Money
  •  Unsecured Business Funding

Fully Integrated Digital Store  •  Omni-channel Commerce Payment Platforms

Real Time Settlement of Merchant Funds 24/7  •  Simplified Pricing

 Customer Financing  •  Lines of Credit  •  Equipment Financing

SBA Commercial Real Estate Loans


    Ask to see a short-term loan offer with same day funding.
100% online. Easy, fast and safe. No hidden costs or surprises. No collateral.


(775) 389-7344   I do not charge fees.

responsible straight-forward ethical business practices that put people first

Phil Doyle bio/resume is at bottom of page

 

Expand and grow with confidence in all three areas of business finance.





REINVENT SMARTER


Today's finance leaders advanced the ways businesses stay competitive.

All three areas of business finance suddenly transformed security, service,
and pricing which accelerated ahead five years with finance tech, artificial intelligence,
and machine learning to confidently reduce risk, increase speed, and simplify pricing.

Now, more than ever, it matters who you're with.
Many resellers lack the finance tech for security and speed today.
If you are not staying competitive, you already may be years behind.

Expand and grow with confidence in all three areas of business finance.
Please call me today for a Competitive Finance Comparison.

(775) 389-7344   I do not charge fees.



The American economy is booming and so is business optimism
July 2021

smallbusinessreports.org
click link for report


 

Hello Business Owner,  

     I own a business finance agency based on my 30 years in business lending, payments platforms, and customer financing. We help businesses stay competitive

     We are trusted leaders - oldest, biggest, fastest, best finance tech - in all three areas of business finance with superior security, service, and pricing. We are:

          #1 for Online SBA & Bank Loans and Short Term Loans & Advances
          #1 Payments Platform in the World
          #1 for Digital Customer Financing

     The #1 sources are safer, faster, easier and less expensive because of finance tech. They no longer require small businesses to use resellers because many resellers lack the finance tech for security and speed today. 


Ask for a Competitive Finance Comparison. It matters who you're with.


Business Lending   — SBA & bank loans, equipment financing, unsecured business funding
   Q:  How much money do you need for expansion, operations, or refinance?
Q: What's next?   Call me today for a Competitive Finance Comparison.
      

Payments Platforms  — Omni-channel commerce, real time settlement, simplified pricing
  
Q:  What percent of sales is online with customer data for targeted incentives?
Q:  Do you use your customer data for individual marketing to retain customers?        
        

Customer Financing  — Boost sales with the right consumer lender
   Q:  What percent of sales is from digital customer financing?
Q:  How do you offer customers payment options to finance their purchase?
  
    

How Commerce Has Changed Forever

    
Smarter Payments for a Frictionless Omni-channel Customer Experience
5% revenue lift.  15% reduction in chargebacks.  12% reduction in debit card fees.
    
Higher conversion rates.  Improved authorization & better acceptance of all payment methods

SmallBusinessReports.org
Small Business Reports  --  business journal for business owners

 
I do not advertise products or services. I am not a broker or reseller. No fees or commissions.

How's your business?  Call me for a short term loan offer with same day funding.

Phil Doyle    capital strategies   business finance since 1988  
phildoyle.com    (775) 389-7344   
Access all kinds of money.

responsible straight-forward ethical business practices that put people first


 


click to play

The starting point ... for customer acquisition & retention, improved cash flow, omni-channel
customer experience, superior security, service & pricing, individual marketing with targeted incentives,
and integrated efficiencies everywhere ... is your innovative payment platform.

 

1.    Digital payments continue to change how people pay in-store

Mobile wallets like Apple Pay and Samsung Pay continue to spark change at the point of sale by making checkout faster, safer, and more convenient. While mobile wallets will be the leading POS payment method globally by 2023, North American consumers will still favor traditional payment methods such as credit and debit cards. But that doesn’t mean there isn’t wide adoption of mobile and digital wallets. Millions of consumers are using them on a daily basis, especially online. Activating acceptance of digital and mobile wallets is crucial to bridge consistency between the instore and online experience.

2.    The lines continue to blur between online and in-store

Payments are often tracked between channels, but consumers are generally focused on the end result rather than the channel where they’re making the purchase. Convenience is typically the deciding factor for how a consumer prefers to shop. And they expect consistency and convenience whether they visit a store, stay online, or find a middle ground between the two. For instance, as buy online, pick up instore becomes more and more prevalent, consumers are looking for retailers to make it easy. That means the payment should be nearly invisible. With so many alternative payment methods available, it’s becoming easier to do just that.

3.    The next generation of shoppers are looking for personalization from brands

Today’s teenagers and young adults are the first generation of digital natives, yet that’s only the beginning of what makes Gen Z distinctive. Gen Z shoppers gravitate to brands that are transparent about values, that seek to understand them as individuals, and that deliver exceptionally personalized service. We explore how enterprises that can individualize at scale can gain the trust and loyalty of a new generation of shoppers.

4.    Instant payment schemes will open up new doors for payment methods

Alternative payment methods go beyond just mobile and digital wallets. Additional options like buy now pay later and bank transfer are also changing the payments world. Open banking initiatives are bringing a new wave of change to the payments industry and with it, an additional alternative payment method for retailers to consider: account to account payments. These payments have existed for a while in peer to peer relationships and the ACH network, but open new doors for retailers in the form of cost savings. Real time payments could set new habits in how consumers prefer to pay businesses.

5.    New technologies are advancing how AI is being utilized for payments

Advancements in the interfaces that allow humans and computers to communicate are sparking change in how we can purchase items online and engage with some brands. Improvements to artificial intelligence allow us to literally interact with voice assistants; from having them tell us jokes, to playing music, to asking for our favorite coffee to be reordered. Smart speakers have become a part of our everyday lives. The rise of voice assistants has opened the door to making purchases using only our voices, but the commercial potential remains largely untapped. Further advancements in security and identifying what customers want from a voice only search will predict future success.

Growing your business audience starts with understanding how best to connect with your potential customers. Shoppers engage with retailers at the most critical intersection—the payment.

from   SmallBusinessReports.org    
Small Business Reports — business journal for business owners

 

Expand and grow with confidence in all three areas of business finance.
Please call me today for a Competitive Finance Comparison.

(775) 389-7344   I do not charge fees.

responsible straight-forward ethical business practices that put people first

2021 Payment Trends

How Commerce Has Changed Forever


Smarter Payments for a Frictionless Omni-channel Customer Experience

5% revenue lift.  15% reduction in chargebacks.  12% reduction in debit card fees.

Higher conversion rates.  Improved authorization & acceptance of all payment methods.

SmallBusinessReports.org

Small Business Reports — business journal for business owners

 

Business Lending   •   Payments Platforms   •   Customer Financing

We work with over a million merchants around the world
-- from local stores to global enterprises.

We have decades of focus on retail and B2B payments.

We see a billion dollars of flexible private money
for small business innovation and growth.

 

I do not advertise products or services.
I do not charge fees. I am not a reseller.


responsible straight-forward ethical business practices that put people first

Phil Doyle bio/resume is at bottom of page





What's your strategy?

 


 

 Working together, we can help you achieve your business goals
- both now and for the future -
with innovative strategies and trusted sources.


manufacturers, suppliers, distributors, wholesalers, retailers 

 

Please call me for a Competitive Finance Comparison.

Access all kinds of money.

SBA & Bank Loans  •  Short Term Loans & Advances
Flexible Private Money
  •  Unsecured Business Funding

Fully Integrated Digital Store  •  Omni-channel Commerce Payment Platforms

Real Time Settlement of Merchant Funds 24/7  •  Simplified Pricing

 Customer Financing  •  Lines of Credit  •  Equipment Financing

SBA Commercial Real Estate Loans

Ask to see a short term loan offer with same day funding.
100% online. No hidden costs or surprises. Easy, fast & secure. No collateral.

 

Smart Innovation is Vital to Stay Competitive

100% committed to small business finance. 
No fees. No resellers.

 

Business Lending  •  Payments Platforms  •  Customer POS Financing

Who helps you stay competitive in all three areas of small business finance?
How many sales reps does it take? How well do they know your business?
Do they work together as a team toward your goals?

Business owners do not have time to keep up
with fast-evolving business finance solutions.


responsible straight-forward ethical business practices that put people first
this professional resume does not advertise products or sell services -- no fees

this site does not track viewers or collect data

 


 

How's your business?

 



Businesses recognize they must embrace smart innovation
to retain & acquire customers, improve cash flow ... and stay competitive.



Business Lending   •   Payments Platforms   •   Customer Financing

Today's finance leaders advanced the way businesses stay competitive with artificial intelligence and
machine learning to instantly interpret vast data to confidently reduce risk, increase speed, and lower costs.
Resellers have become obsolete because they lack the security and speed of cloud-hosted finance tech.

Now, more than ever, it matters who you're with.


 

 

 

 


 

click to open the report:
"Closing the Cash Flow Gap with Real Time Settlement 24/7"

 

Fully integrated omni-channel cloud payments platform for payments, inventory, pricing and discounts, sales tax, manage employees, target marketing with customer data, loyalty and gift card campaigns, robust reporting and remote access -- to run more efficiently with superior security, service, and pricing with frictionless transactions on any screen anywhere for physical and digital sales and automated customer service



A fully integrated digital store is a permanent
profit center for long-term competitive growth.
 

54% of small businesses across the U.S. are at risk of financial difficulty.
-- Wall Street Journal

 

 

 

A fully integrated Payments Platform with online store is an immediate profit center with secure cloud-hosted smart point-of-sale business managment for payments, inventory, pricing & discounts, sales tax, employees, loyalty marketing, robust reporting, and remote access -- to serve new and existing customers 24/7, both retail and wholesale, both physical and digital on any screen anywhere.

 

It's fast and easy to setup and run.

Click video above.   "Fully Integrated Online Store"

 

Click video above.   "Murphys Motorcycle Company"

 

Click video above.   "WJ Doyle Wine & Spirits"

 

Click video above.   "Smart Point-of-Sale Business Management"

 

 

 

 Call me today for a Competitive Finance Comparison including a free 15-day fully functional
test drive of an innovative integrated online store with unlimited customer support.
No payment required. No risk. No obligation.  (775) 389-7344

 

 

 



 

 

 

 

 

 

 

 

 

responsible straight-forward ethical business practices that put people first
this professional website does not advertise products or sell services -- no fees

 






EXAMPLES ONLY
this professional website does not advertise products or sell services -- no fees


Business Finance

Business Lending  •  Payments Platforms  •  Customer Financing

 

Ask to see a short term loan offer with same day funding.
100% online. No hidden costs or surprises. Fast, easy & secure. No collateral.


      Take advantage of a streamlined application process and superior customer service. Don’t waste time going from bank to bank. Advanced software matches your business with the bank in the network most likely to fund. It's much faster.

Term loans from banks in the network are generally faster to fund and require less documentation than a traditional SBA 7(a) loan. The 2-5-year term gives businesses an affordable low monthly payment. 

Details include:

  • $30,000 to $500,000 loan amounts
  • Wide use of funds 
  • 2 – 5 year repayment terms
  • Fixed interest rates as low as 7.99%
  • Monthly payments
  • No pre-payment penalties

     A term loan application consists of a basic business loan package (tax return, bank statements, debt schedule, financial statements). The underwriting team analyzes applications quickly before submitting to a lender through a bank-enabling technology platform -- the #1 online source for SBA loans under $350,000.

     Once the loan request is sent to a partner bank where we know it qualifies, loans can close in 5-7 business days.

  • Multiple lenders offer a variety of loan products to meet each business’ unique financing needs.
  • Term loans are fully amortized and carry no prepayment penalties.
  • Bank term loans can refinance personal credit cards and personal debts used for business. Credit cards can remain open after payoff.
  • Clients may receive competing offers with different terms and can choose the best solution.
  • Banks build relationships with small businesses and are excellent resources for future financing. 

 


manufacturers, suppliers, distributors, wholesalers, retailers 

                              
          

                         

most business categories


Expand and grow with confidence in all three areas of business finance.


Please call me today for a Competitive Finance Comparison.

(775) 389-7344   I do not charge fees.

 

We have access to all kinds of money.

SBA & Bank Loans  •  Short Term Loans & Advances
Flexible Private Money  •  Unsecured Business Financing
Fully Integrated Digital Store  •  Omni-channel Cloud Payment Platforms

Real Time Settlement of Merchant Funds 24/7  •  Simplified Pricing

 Customer POS Financing  •  Lines of Credit  •  Equipment Financing

SBA Commercial Real Estate Loans

responsible straight-forward ethical business practices that put people first


this professional website does not advertise products or sell services -- no fees

 


  


EXAMPLES ONLY
this professional website does not advertise products or sell services -- no fees

















































 

- examples only-

Business Loans

 

- examples only -

* Interest rate depends on loan term and the applicant's credit and financial profile.

Expand and grow with confidence in all three areas of business finance.
Please call me today for a Competitive Finance Comparison.

(775) 389-7344   I do not charge fees.

I do not charge fees.

 


Quick SBA Business Loans

Why take out a SBA business loan?

It’s tough to beat the low cost rates and long repayment terms of a working capital SBA loan. However, the traditional process of applying directly at a bank can be quite cumbersome and often results in a 'no'. We changed that. We make it easy for you to apply for a working capital SBA loan and our online marketplace helps get you to a 'yes' because we match your business with the lender most likely to fund your loan. You can use the funds in a variety of ways:

  • Purchase equipment
  • Increase inventory
  • Add marketing programs
  • Operating expenses
  • Hire additional staff
  • Refinance high-interest debt, saving you hundreds or even thousands per month

Pre-qualify Without Impacting your Credit

Pre-qualify in as little as 5 minutes without impacting your credit score! Simply provide basic information online and we’ll automatically tell you if you pre-qualify for a working capital SBA loan from $30,000 to $350,000.

 

Consolidate or Refinance


Why Refinance with a SBA loan?

Refinancing existing debt with a low-cost SBA consolidation loan is an important step to take if you want to expand and save big. Large or frequent payments can make it difficult to run day-to-day business operations. Additional funds may be used for working capital to help your business expand.

SBA debt consolidation loans can be used to refinance:

  • Merchant Cash Advances
  • Short-term Business Loans
  • High Interest Funding
  • Daily or Weekly Payment Loans
  • Business Credit Cards

Pre-qualify Without Impacting your Credit

Pre-qualify in as little as 5 minutes without impacting your credit score! Simply provide basic information online and we’ll automatically tell you if you pre-qualify for a working capital SBA loan from $30,000 to $350,000.

 

SBA Commercial Real Estate Loans

Purchase or Refinance Commercial Real Estate

With 25-year terms and interest rates ranging from 6.25% to 7.50%*, SBA 7(a) loans are a great option for small businesses looking to refinance an existing commercial real estate mortgage, buy an office building or other owner-occupied commercial space. The rent replacement option with minimal down payment, offered by our preferred SBA lending banks, lets you keep more of your cash to invest in growing your business.

 

Pre-qualify for an SBA 7(a) Commercial Real Estate Loan

Pre-qualify in as little as 5 minutes without impacting your credit score. Simply provide basic information online and we’ll automatically tell you if you prequalify for an SBA commercial real estate loan from $500,000 to $5 million.

  


 

 - not available from traditional sources -

  - examples-

Short Term Money

flexible terms and repayment options

 

 

 

responsible straight-forward ethical business practices that put people first
this professional website does not advertise products or sell services -- no fees

 



 

- not available from traditional resellers -

  - examples only - 

Payments Platforms

Fully Integrated Efficiencies Everywhere


Smarter Payments for a Frictionless Omni-channel Customer Experience

5% revenue lift.  15% reduction in chargebacks.  12% reduction in debit card fees.

Higher conversion rates.  Improved authorization & acceptance of all payment methods.

SmallBusinessReports.org

Small Business Reports — business journal for business owners

 

 

Reliable low-cost smart point-of-sale business management for payments, inventory, pricing & discounts, sales tax, employees, marketing, loyalty, robust reporting, and remote access office for smarter decisions and increased efficiency to grow -- and free up your time.

 

Below are examples from 2020



















 





 

 

 



- examples only - from 2020 -





Everything changed because of powerful finance tech platforms for security, service, and cost.
    Free up time with reliable smart point-of-sale tools to run more efficiently and make smarter decisions.

Special Report Product Review       Reliable Point-of-Sale Tools      

 

 

 

 


  - examples only -


 

 

- examples only -
 

 

 

 

 

 

 

 

 

- examples only -

responsible straight-forward ethical business practices that put people first
this professional website does not advertise products or sell services -- no fees

 




examples only - from 2020

Customer Financing
mobile, contactless, easy, paperless. larger approvals, fewer declines, 100% digital

not available from traditional sources

 

Smart point-of-sale digital customer financing boosts revenue


 

 


 

 

 

     

 

this professional website does not advertise products or sell services -- no fees

 


 




PHIL DOYLE
capital strategies

business finance since 1988

phildoyle.com    (775) 389-7344

 

      

      





 

 

PROFESSIONAL:

Business Finance since 1988 .. helping businesses stay competitive

Business Lending  -  Payments Platforms  -  Customer Financing

Responsible straight-forward ethical business practices that put people first

   

BUSINESS:

Started, financed, operated and sold three pioneering, fast growth video companies: 

Brainware.TV - first-ever global streaming video rentals -- over 1,000 business training programs in 21 languages with online business customers in 80+ countries - Internet marketing exclusively - opened new digital world market for streaming video rentals for business and professional training courses.

Video Guide® - the first US print magazine for video family entertainment with major Hollywood studio movie advertising - distributed nationally through local video stores with their logo and coupons on the covers

Dimensions in Video - the largest family entertainment video store in northern California during home video industry growth from 12% of US homes to over 95% local market saturation - the first video store in the US with all-VHS, no porn, no equipment sales/rentals


MARKETING & ADVERTISING:

Created and implemented growth strategies for increasing advertising revenue - print and digital - for five business journals in San Francisco Bay Area:  Computer World magazine; Electro Optical Systems Design magazine; North Bay Business Journal; East Bay Business Journal; Wine Country Business Journal  -- and weekly consumer newspaper Tahoe World in Tahoe City CA

B.S. Business Administration / Marketing & Advertising    San Francisco State University

PASSIONATE:

Skiing deep Winter powder and steep Spring snow

Sailing Lake Tahoe, San Francisco Bay, Pacific Ocean / Gulf of the Farallones

Long distance solo/bicycle touring - bikepacking
   Vancouver BC to San Diego CA - Hwy 1
   New Orleans, Louisiana (freighter) to Casablanca, Morocco, Africa to Ardal, Norway
         via Spain, France, Germany, England, Wales, Ireland, and Scotland
   Ft Bragg CA to Victoria BC - Hwy 1

Back Roads off the beaten track to parts unknown - and back  (self-sufficient travel)
   Tahoe City, CA to Homer, Alaska - IH Travelall 4WD
   Tahoe City, CA to Cancun, Mexico via Cabo San Lucas, Baja - Willys Wagon 4WD
   Tahoe City, CA to Nelson, BC to Taos, New Mexico - winter - Jeepster 4WD

    Grass Valley, CA to San Diego, CA - Highway 1   - Honda 750
    Grass Valley, CA to Glacier National Park, MT     - Triumph 650 Bonneville

Rode a Vespa scooter from Nassau around New Providence Island, Bahamas
Drove a Citroen auto around Mallorca, Balearic Islands, Spain 



MENTORS

Napolean Hill, W. Clement Stone, Earl Nightingale, Denis Waitley, Brian Tracy, Jack Tenge, Jack Bogle, Warren Buffett, Charles Schwab

VALUES & INTEGRITY:

We become what we think about

Think about what you want, not what you don't want

What does the person in front of you need or want?

Success comes to those who give more than they receive

Those who think it is permissible to tell white lies soon grow colorblind

You’ll never succeed beyond your wildest dreams unless you have some wild dreams

Do more than is required of you

Find yourself by losing yourself in service to your fellow man, your country and your God

No one was ever honored for what they received, only for what they gave

To thine own self be true. Be optimistic.

What the superior person seeks is in himself, what the smaller person seeks is in others

By the work one knows the worker

What’s the most effective use of my time right now?

See yourself the way you want to become, not as you are

Just trying is a noisy way of not doing something

If we all worked on the assumption that what is accepted as true is really true, there would be little hope of advancement

My how people are different since I’ve changed

The most important force I have is what I say to myself and believe

Wisdom is a combination of truth and love

If honesty didn’t exist it likely would be invented as one of the best ways of becoming wealthy

Expect the best

A smooth sea never made a skillful mariner

Learn to see things as they really are, not as we think they are

High achievement always takes place in a framework of high expectations

No authority is higher than reality

Relentless positive repetitive self-talk changes our self image

The greatest strength one can have is intentional motivation

It’s not just what you know but what you do that counts

Never never never quit!  Change, but don't quit.

What's next?

What if?


 

 

 

phildoyle.com

PHIL DOYLE
capital strategies

(775) 389-7344

business finance since 1988

 

Expand and grow with confidence in all three areas of business finance.

Please call me today for a Competitive Finance Comparison.

(775) 389-7344   I do not charge fees.

 

responsible straight-forward ethical business practices that put people first
T
his educational information website does not advertise or sell products or services --no fees
this professional resume does not track viewers or collect data

 

© copyright 2018-2021  phildoyle.net  phildoyle.com    All Rights Reserved